Real Estate Investing in Exira, Iowa (50076)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Audubon County • Population: 1,356 • Data updated: September 2026

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Should you buy in 50076 (Exira, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Exira, IA (50076)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $152,761
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $49,500
% Renters 13.4%

Market Analysis: 50076 Exira

ZIP 50076 inside Audubon County looks affordable on the surface — median value of $153K — but the discount exists for reasons that a careful buyer should understand before committing.

The investment case in 50076 is impressive only for operators who understand what they are buying. A $153K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Exira have seen price recovery that 50076 has not matched. Audubon County data supports the view that the spread is structural rather than temporary.

Resident income in 50076 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Exira:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+14.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$158K$143K$128K$112K$97K$82KFeb 2019Nov 2022Jul 2026

📊 How Does 50076 Compare?

Metric 50076 Exira Iowa
Home Value $152,761 $152,761 $227,232
5-Year CAGR 7.7% 7.7% 6.0%
Avg Rent $828 $828 -
Cap Rate 4.2% 4.2% -
💡 Why Invest in 50076? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50076 (Exira, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+7.7%
Strong

📊 Market Snapshot

Home Value $152,761
Monthly Rent $828
Price-to-Rent 15.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.5%
Cap Rate 4.2%
5-Year IRR 12.0%

📈 Home Appreciation

1-Year +14.3% ▲
3-Year CAGR +10.0% ▲
5-Year CAGR +7.7% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 50076

Population: 1,356

💰 Median Household Income
$49,500
This area
$49,500
State
$71,886
USA
$74,580
🏠 Renter Occupied
13.4%
This area
13.4%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
0.0%
USA
3.7%
🎓 College Educated
15.4%
This area
15.4%
State
18.8%
USA
33.7%
👤 Median Age
51.0 years
This area
51.0 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
5.9%
This area
5.9%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 96.8%
Other/Mixed 3.2%
Hispanic/Latino 1.8%
👶 Under 18
20.9%
This area
20.9%
USA
22.0%
👴 65 and Over
27.7%
This area
27.7%
USA
17.3%
📊 Poverty Rate
3.9%
This area
3.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50076

A Avg School Grade
1 Schools
11.0:1 Avg Class Size
$16,224 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Exira-Elk Horn-Kimballton Elementary

📚 Pre-K – 05 Elementary
👥
186 Students
👨‍🏫
11.0:1 Class Size
💰
$16,224 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are homes affordable in Exira, IA?

Exira, IA median home values land near $153K. That is reasonable territory for investors looking at $828/mo-per-month rentals.

Is Exira, IA a good market for buy-and-hold investors?

Our data puts Exira, IA at 3.0/5 for investability. Home prices of $153K and rents around $828/mo create a solid backdrop for investor activity.

Does house hacking work in Exira, IA?

House hacking works a challenging in Exira, IA. Rents of $828/mo against $153K acquisition make the strategy solid for owner-occupants.

What is the average monthly rent in Exira, IA?

Rent in Exira, IA is around $828/mo. The resulting rent-to-value relationship with $153K pricing is reasonable for most investor models.

What is the tenant pool like in Exira, IA?

The tenant pool in Exira, IA is solid, supported by local employment and population fundamentals. Rents of $828/mo are well-absorbed by the market.

You know 50076 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50076 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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