Real Estate Investing in Churdan, Iowa (50050)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Greene County • Population: 758 • Data updated: September 2026

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Should you buy in 50050 (Churdan, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Churdan, IA (50050)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $186,238
Avg Monthly Rent $846
1% Rule ✗ Does Not Meet
Median Income $60,333
% Renters 16.6%

Market Analysis: 50050 Churdan

In practical terms, ZIP 50050 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $186K median. It rewards specialists, not generalists.

The investment case in 50050 is significant only for operators who understand what they are buying. A $186K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 50050 sits on the difficult end of the IA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Employment concentration in 50050 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Churdan:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+8.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $846/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$199K$176K$153K$130K$106K$83KFeb 2018May 2022Jul 2026

📊 How Does 50050 Compare?

Metric 50050 Churdan Iowa
Home Value $186,238 $186,238 $227,232
5-Year CAGR 8.6% 8.6% 6.0%
Avg Rent $846 $846 -
Cap Rate 3.5% 3.5% -
💡 Why Invest in 50050? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50050 (Churdan, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+8.6%
Strong

📊 Market Snapshot

Home Value $186,238
Monthly Rent $846
Price-to-Rent 18.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.5%
5-Year IRR 12.2%

📈 Home Appreciation

1-Year +8.0% ▲
3-Year CAGR +6.0% ▲
5-Year CAGR +8.6% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 50050

Population: 758

💰 Median Household Income
$60,333
This area
$60,333
State
$71,886
USA
$74,580
🏠 Renter Occupied
16.6%
This area
16.6%
State
19.7%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
0.0%
USA
3.7%
🎓 College Educated
24.6%
This area
24.6%
State
18.8%
USA
33.7%
👤 Median Age
41.5 years
This area
41.5 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
7.8%
This area
7.8%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 93.4%
Other/Mixed 4.6%
Asian 1.6%
Hispanic/Latino 1.1%
Black/African American 0.4%
👶 Under 18
28.1%
This area
28.1%
USA
22.0%
👴 65 and Over
20.1%
This area
20.1%
USA
17.3%
📊 Poverty Rate
14.2%
This area
14.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50050

C+ Avg School Grade
2 Schools
20.2:1 Avg Class Size
$15,960 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Paton-Churdan Elementary

📚 Pre-K – 05 Elementary
👥
87 Students
👨‍🏫
7.8:1 Class Size
💰
$15,960 Per Student
C Below Average

Paton-Churdan Jr-Sr High School

📚 06 – 12 High School
👥
98 Students
👨‍🏫
32.6:1 Class Size
💰
$15,960 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What kind of tenants rent in Churdan, IA?

Tenant quality in Churdan, IA ranks as solid. Landlords generally report predictable occupancy at market rents of $846/mo.

How should investors approach Churdan, IA?

In Churdan, IA the impressive play is typically careful cash-flow rentals with hands-on management. The combination of $186K prices and $846/mo rents suits that approach.

Is Churdan, IA good for landlords?

Churdan, IA falls under IA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Is house hacking profitable in Churdan, IA?

House hacking in Churdan, IA is reasonable to execute. Prices around $186K and rents of $846/mo solid owner-occupant economics.

What is the average home sale price in Churdan, IA?

Expect median prices around $186K in Churdan, IA. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

You know 50050 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50050 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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