Real Estate Investing in Grand Rapids, Michigan (49525)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kent County • Population: 30,627 • Data updated: September 2026

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Should you buy in 49525 (Grand Rapids, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Grand Rapids, MI (49525)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $390,546
Avg Monthly Rent $1,712
1% Rule ✗ Does Not Meet
Median Income $88,200
% Renters 20.6%

Market Analysis: 49525 Grand Rapids

ZIP 49525 in Grand Rapids, MI carries a sturdy set of headwinds. Home values near $391K and rents of $1,712/mo sit inside a market where underwriting has to be tight.

Meanwhile, the numbers look inviting — $391K purchase price, 0.0% nominal cap — the work to hit that pro forma in 49525 is substantial and deserves full respect.

Within MI, ZIP 49525 trails on several market indicators that neighboring Kent County submarkets outperform. The gap is real and substantial enough to shape underwriting.

Resident income in 49525 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 49525 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Grand Rapids:

B Good
Buy Confidence Score: 73/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+7.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,712/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Grand Rapids-Kentwood, MI Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
13.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Grand Rapids-Kentwood, MI metro data
🏠

Property Strategy for 49525

Which property type performs best in this market?

Best for Cash Flow
3BR
4.9% cap rate
Best for Appreciation
4BR
+8.2% 5yr CAGR
Best Overall Value
3BR
$114,125/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $273,579 $1,810 4.8% +7.9% $136,790
3BR $342,374 $2,340 4.9% +7.8% $114,125
4BR $477,591 $2,590 3.9% +8.2% $119,398
5BR $721,625 +7.9% $144,325

Market Trends

Home Value History (with trend line)

$411K$353K$295K$237K$179K$121KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,852$1,807$1,762$1,717$1,672$1,627Mar 2024May 2025Jul 2026

📊 How Does 49525 Compare?

Metric 49525 Grand Rapids Grand Rapids-Kentwood, MI Michigan
Home Value $390,546 $305,619 N/A $253,279
5-Year CAGR 5.7% 5.6% N/A 6.8%
Avg Rent $1,712 $1,617 N/A -
Cap Rate 3.4% 4.2% - -
💡 Why Invest in 49525? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 49525 (Grand Rapids, MI). Anonymous, moderated, never written by AI.

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Property managers serving Kent County

Manage rentals here? List your business →

PMI West Michigan provides residential, association, and commercial property management services in Grand Rapids, including marketing, tenant screening, rent collection, and maintenance. summary from their website

Single-familyHOACommercial
Unclaimed — is this your business? Claim it free

Access Property Management Group provides professional rental property management services in West Michigan. summary from their website

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American Realty Property Management offers homes for rent in Grand Rapids, MI, with a diverse range of rentals from historic homes to modern urban spaces. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+5.7%
Moderate

📊 Market Snapshot

Home Value $390,546
Monthly Rent $1,712
Price-to-Rent 19.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.4%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +7.6% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year -4.5% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 49525

Population: 30,627

💰 Median Household Income
$88,200
This area
$88,200
State
$68,013
USA
$74,580
🏠 Renter Occupied
20.6%
This area
20.6%
State
19.4%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-2.8%
USA
3.7%
🎓 College Educated
46.8%
This area
46.8%
State
16.5%
USA
33.7%
👤 Median Age
38.8 years
This area
38.8 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
3.4%
This area
3.4%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 87.8%
Other/Mixed 7.2%
Hispanic/Latino 3.1%
Black/African American 3.0%
Asian 1.9%
👶 Under 18
22.3%
This area
22.3%
USA
22.0%
👴 65 and Over
17.4%
This area
17.4%
USA
17.3%
📊 Poverty Rate
7.0%
This area
7.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 49525

B Avg School Grade
22 Schools
24.1:1 Avg Class Size
$17,512 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

West Oakview Elementary School

📚 Pre-K – 04 Elementary
👥
250 Students
👨‍🏫
11.0:1 Class Size
💰
$18,670 Per Student
A+ Excellent

East Oakview Elementary School

📚 K – 04 Elementary
👥
377 Students
👨‍🏫
14.3:1 Class Size
💰
$18,670 Per Student
A+ Excellent

North Park Montessori Academy

📚 Pre-K – 08 School
👥
371 Students
👨‍🏫
14.0:1 Class Size
💰
$19,650 Per Student
A Very Good

Crossroads Middle School

📚 07 – 08 Middle
👥
453 Students
👨‍🏫
17.2:1 Class Size
💰
$18,670 Per Student
A Very Good

Highlands School

📚 05 – 06 School
👥
434 Students
👨‍🏫
15.4:1 Class Size
💰
$18,670 Per Student
A Very Good

North Oakview Elementary School

📚 K – 04 Elementary
👥
367 Students
👨‍🏫
15.5:1 Class Size
💰
$18,670 Per Student
B+ Above Average

Knapp Charter Academy

📚 K – 08 School Charter
👥
430 Students
👨‍🏫
11.9:1 Class Size
💰
$11,894 Per Student
B+ Above Average

Northern Trails 56 School

📚 05 – 06 School
👥
499 Students
👨‍🏫
17.5:1 Class Size
💰
$16,549 Per Student
B+ Above Average

Orchard View Elementary School

📚 K – 05 Elementary
👥
436 Students
👨‍🏫
15.6:1 Class Size
💰
$16,549 Per Student
B Good

Knapp Forest Elementary School

📚 Pre-K – 05 Elementary
👥
557 Students
👨‍🏫
18.6:1 Class Size
💰
$16,549 Per Student
B Good

Northern High School

📚 09 – 12 High School
👥
1,109 Students
👨‍🏫
16.0:1 Class Size
💰
$16,549 Per Student
B Good

Northern Hills Middle School

📚 07 – 08 Middle
👥
534 Students
👨‍🏫
18.9:1 Class Size
💰
$16,549 Per Student
B Good

Northview High School

📚 09 – 12 High School
👥
1,060 Students
👨‍🏫
19.6:1 Class Size
💰
$18,670 Per Student
B Good

Forest Hills Transition Center

📚 Grade 12 High School
👥
12 Students
👨‍🏫
5.7:1 Class Size
💰
$16,549 Per Student
B Good

Northview Next Career Center

📚 09 – 12 High School
👥
31 Students
👨‍🏫
13.9:1 Class Size
💰
$18,670 Per Student
B Good

Lincoln School

📚 K – 12 K-12
👥
112 Students
👨‍🏫
4.6:1 Class Size
C+ Average

Kent ISD Deaf and Hard of Hearing

📚 Pre-K – 12 K-12
👥
60 Students
👨‍🏫
3.5:1 Class Size
C+ Average

Lincoln Developmental Center

📚 K – 12 K-12
👥
85 Students
👨‍🏫
5.9:1 Class Size
C+ Average

Kent Education CenterBeltline

📚 09 – 12 High School
👥
39 Students
👨‍🏫
3.0:1 Class Size
C Below Average

Kent Career Tech Center

📚 09 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 8,232 Off-Campus Students
C+
Kuyper College
153 students · 0.1 mi
D
Ross College-Grand Rapids North
267 students · 2.0 mi
C
Cornerstone University
1,735 students · 2.9 mi
C
Aquinas College
1,295 students · 4.6 mi
C
Empire Beauty School-Michigan
285 students · 5.0 mi
C
Grand Rapids Community College
12,142 students · 5.3 mi
C+
Calvin University
3,364 students · 6.3 mi
C
Calvin Theological Seminary
307 students · 6.5 mi

Investor Insight: With 8,232 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical vacancy rate in Grand Rapids, MI?

Occupancy in Grand Rapids, MI runs predictable with elevated vacancy. Well-priced units at $1,712/mo lease on reasonable timelines.

What investment strategy works best in Grand Rapids, MI?

Most investors in Grand Rapids, MI run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is it easy to find good tenants in Grand Rapids, MI?

The renter base in Grand Rapids, MI is reasonable for the $1,712/mo price point. Screening well and pricing to market typically yields measured tenants.

Are homes affordable in Grand Rapids, MI?

Grand Rapids, MI home values average about $391K. That price point suits investors targeting rentals with $1,712/mo in monthly income.

What is the investability score for Grand Rapids, MI?

Yes - Grand Rapids, MI a 3.0/5 investability score. With $391K home prices against $1,712/mo monthly rent, the market delivers a reasonable entry point for new investors.

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How 49525 ranks in Grand Rapids-Kentwood, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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