Real Estate Investing in Fremont, Michigan (49412)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Newaygo County • Population: 12,079 • Data updated: September 2026

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Should you buy in 49412 (Fremont, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fremont, MI (49412)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $275,747
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $59,205
% Renters 17.5%

Market Analysis: 49412 Fremont

ZIP 49412 in Fremont, MI carries a robust set of headwinds. Home values near $276K and rents of $936/mo sit inside a market where underwriting has to be tight.

The 49412 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 49412 among MI's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 49412 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. solid returns are possible in 49412, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fremont:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+10.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 49412

Which property type performs best in this market?

Best for Cash Flow
2BR
3.8% cap rate
Best for Appreciation
3BR
+9.3% 5yr CAGR
Best Overall Value
4BR
$79,000/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $198,951 $1,040 3.8% +8.4% $99,475
3BR $256,443 $1,290 3.6% +9.3% $85,481
4BR $315,999 $1,380 3.1% +8.4% $79,000

Market Trends

Home Value History (with trend line)

$293K$251K$209K$166K$124K$82KApr 2006Jun 2016Jul 2026

📊 How Does 49412 Compare?

Metric 49412 Fremont Michigan
Home Value $275,747 $275,747 $253,279
5-Year CAGR 5.3% 5.3% 6.8%
Avg Rent $936 $936 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 49412? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 49412 (Fremont, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+5.3%
Moderate

📊 Market Snapshot

Home Value $275,747
Monthly Rent $936
Price-to-Rent 24.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +10.2% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 49412

Population: 12,079

💰 Median Household Income
$59,205
This area
$59,205
State
$68,013
USA
$74,580
🏠 Renter Occupied
17.5%
This area
17.5%
State
19.4%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-2.8%
USA
3.7%
🎓 College Educated
27.0%
This area
27.0%
State
16.5%
USA
33.7%
👤 Median Age
39.9 years
This area
39.9 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
12.2%
This area
12.2%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 92.5%
Other/Mixed 6.2%
Hispanic/Latino 4.2%
Black/African American 1.0%
Asian 0.3%
👶 Under 18
26.0%
This area
26.0%
USA
22.0%
👴 65 and Over
22.3%
This area
22.3%
USA
17.3%
📊 Poverty Rate
15.4%
This area
15.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 49412

B Avg School Grade
7 Schools
21.5:1 Avg Class Size
$14,563 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Daisy Brook Elementary School

📚 03 – 05 Elementary
👥
415 Students
👨‍🏫
15.7:1 Class Size
💰
$14,563 Per Student
B+ Above Average

Fremont Middle School

📚 06 – 08 Middle
👥
435 Students
👨‍🏫
16.2:1 Class Size
💰
$14,563 Per Student
B+ Above Average

Pathfinder Elementary School

📚 K – 02 Elementary
👥
457 Students
👨‍🏫
16.0:1 Class Size
💰
$14,563 Per Student
B Good

Fremont High School

📚 09 – 12 High School
👥
639 Students
👨‍🏫
20.4:1 Class Size
💰
$14,563 Per Student
C+ Average

Education and Activity Center

📚 Pre-K – 12 K-12
👥
26 Students
👨‍🏫
6.5:1 Class Size
C Below Average

Newaygo County Career Tech Center

📚 09 – 12 High School Limited Data
D Needs Improvement

Quest High School

📚 06 – 12 High School
👥
149 Students
👨‍🏫
54.4:1 Class Size
💰
$14,563 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Where do home prices stand in Fremont, MI?

Homes in Fremont, MI typically sell near $276K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.

Is Fremont in MI worth investing in?

With a 3.0/5 investability score, Fremont, MI ranks as a solid market for rental property investors. Median prices of $276K and rents of $936/mo drive the underlying numbers.

Do rentals sit vacant long in Fremont, MI?

Fremont, MI sees elevated vacancy, which is reasonable relative to the broader MI rental market.

Is Fremont, MI a friendly market for rental owners?

Landlord-friendliness in Fremont, MI is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is it easy to find good tenants in Fremont, MI?

Fremont, MI draws a steady base of working renters. Demand at the $936/mo rent level is reasonable for standard single-family and small multi rentals.

You know 49412 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 49412 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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