Real Estate Investing in Freeport, Michigan (49325)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Barry County • Population: 2,798 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 49325 (Freeport, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Freeport, MI (49325)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $320,769
Avg Monthly Rent $1,170
1% Rule ✗ Does Not Meet
Median Income $82,961
% Renters 9.9%

Market Analysis: 49325 Freeport

The 49325 ZIP in Freeport, MI is a local-operator market. Outside capital chasing a $321K entry has to pair deep knowledge with the discount.

The 49325 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 49325 and stronger Freeport ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 49325 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 49325 is an operator game, not a passive one. Meanwhile, entry prices of $321K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Freeport:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+15.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,170/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Grand Rapids-Kentwood, MI Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
13.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Grand Rapids-Kentwood, MI metro data

Market Trends

Home Value History (with trend line)

$338K$288K$238K$189K$139K$89KJul 2006Jul 2016Jul 2026

📊 How Does 49325 Compare?

Metric 49325 Freeport Grand Rapids-Kentwood, MI Michigan
Home Value $320,769 $320,769 N/A $253,279
5-Year CAGR 6.5% 6.5% N/A 6.8%
Avg Rent $1,170 $1,170 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 49325? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 49325 (Freeport, MI). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 49325 (Freeport, MI)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $320,769
Monthly Rent $1,170
Price-to-Rent 22.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +15.8% ▲
3-Year CAGR +7.5% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +8.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 49325

Population: 2,798

💰 Median Household Income
$82,961
This area
$82,961
State
$68,013
USA
$74,580
🏠 Renter Occupied
9.9%
This area
9.9%
State
19.4%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-2.8%
USA
3.7%
🎓 College Educated
29.2%
This area
29.2%
State
16.5%
USA
33.7%
👤 Median Age
32.3 years
This area
32.3 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
1.8%
This area
1.8%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 96.4%
Other/Mixed 3.2%
Hispanic/Latino 0.5%
Black/African American 0.4%
👶 Under 18
35.5%
This area
35.5%
USA
22.0%
👴 65 and Over
11.9%
This area
11.9%
USA
17.3%
📊 Poverty Rate
7.4%
This area
7.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Davenport University
4,848 students · 13.3 mi

Frequently Asked Questions

What is the investability score for Freeport, MI?

Freeport, MI reports an investability rating of 3.0/5, with median home values near $321K and average rents around $1,170/mo. That combination puts it in the robust tier for investor interest.

Do rentals sit vacant long in Freeport, MI?

Expect elevated vacancy in Freeport, MI. Rents at $1,170/mo are absorbed by the tenant base without meaningful lag.

What are home prices like in Freeport, MI?

The median home value in Freeport, MI is roughly $321K. That puts it reasonable relative to the MI statewide average.

What is the renter demographic in Freeport, MI?

Tenant quality in Freeport, MI ranks as solid. Landlords generally report predictable occupancy at market rents of $1,170/mo.

What is the typical rental rate in Freeport, MI?

Investors in Freeport, MI typically see rents near $1,170/mo per month against $321K home values - a solid setup for rental cash flow.

You know 49325 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 49325 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 49325 ranks in Grand Rapids-Kentwood, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 49325 (Freeport)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 49325 (Freeport, MI).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.