Real Estate Investing in Vicksburg, Michigan (49097)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kalamazoo County • Population: 11,452 • Data updated: September 2026

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Should you buy in 49097 (Vicksburg, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Vicksburg, MI (49097)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $289,296
Avg Monthly Rent $1,600
1% Rule ✗ Does Not Meet
Median Income $80,047
% Renters 15.2%

Market Analysis: 49097 Vicksburg

The 49097 ZIP covers a section of Vicksburg that demands careful diligence. Prices near $289K look accessible, but the work to make a deal cash flow is real.

The 49097 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 49097 sits on the difficult end of the MI spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Put differently, 11,452 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Vicksburg's stable or hybrid ZIPs before stepping into 49097. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Vicksburg:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+7.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,600/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Kalamazoo-Portage, MI Metro Area
Even conditions for buyers and sellers
27 days
Average time to sell
Fast
13.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Kalamazoo-Portage, MI metro data
🏠

Property Strategy for 49097

Which property type performs best in this market?

Best for Cash Flow
2BR
3.7% cap rate
Best for Appreciation
2BR
+6.9% 5yr CAGR
Best Overall Value
4BR
$81,474/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $210,813 $1,070 3.7% +6.9% $105,407
3BR $277,880 $1,410 3.7% +6.8% $92,627
4BR $325,897 $1,510 3.3% +5.7% $81,474

Market Trends

Home Value History (with trend line)

$303K$264K$224K$185K$146K$106KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 49097 Compare?

Metric 49097 Vicksburg Kalamazoo-Portage, MI Michigan
Home Value $289,296 $277,343 N/A $253,279
5-Year CAGR 5.0% 6.0% N/A 6.8%
Avg Rent $1,600 $1,282 N/A -
Cap Rate 4.3% 3.6% - -
💡 Why Invest in 49097? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 49097 (Vicksburg, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+5.0%
Moderate

📊 Market Snapshot

Home Value $289,296
Monthly Rent $1,600
Price-to-Rent 15.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.6%
Cap Rate 4.3%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +7.6% ▲
3-Year CAGR +4.4% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 49097

Population: 11,452

💰 Median Household Income
$80,047
This area
$80,047
State
$68,013
USA
$74,580
🏠 Renter Occupied
15.2%
This area
15.2%
State
19.4%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-2.8%
USA
3.7%
🎓 College Educated
27.5%
This area
27.5%
State
16.5%
USA
33.7%
👤 Median Age
40.2 years
This area
40.2 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
5.4%
This area
5.4%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 92.2%
Other/Mixed 7.1%
Hispanic/Latino 2.4%
Asian 0.5%
Black/African American 0.2%
👶 Under 18
21.7%
This area
21.7%
USA
22.0%
👴 65 and Over
18.0%
This area
18.0%
USA
17.3%
📊 Poverty Rate
2.5%
This area
2.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 49097

B Avg School Grade
5 Schools
18.6:1 Avg Class Size
$16,601 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Sunset Lake Elementary School

📚 Pre-K – 05 Elementary
👥
473 Students
👨‍🏫
14.8:1 Class Size
💰
$16,601 Per Student
B+ Above Average

Indian Lake Elementary School

📚 Pre-K – 05 Elementary
👥
282 Students
👨‍🏫
14.3:1 Class Size
💰
$16,601 Per Student
B+ Above Average

Vicksburg Middle School

📚 06 – 08 Middle
👥
608 Students
👨‍🏫
18.0:1 Class Size
💰
$16,601 Per Student
B Good

Vicksburg High School

📚 09 – 12 High School
👥
726 Students
👨‍🏫
18.1:1 Class Size
💰
$16,601 Per Student
C Below Average

Vicksburg Pathways High School

📚 09 – 12 High School
👥
116 Students
👨‍🏫
27.6:1 Class Size
💰
$16,601 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 2,270 Off-Campus Students
D
Ross Medical Education Center-Portage
94 students · 9.2 mi
C+
West Michigan College of Barbering and Beauty
85 students · 11.2 mi
C
Kalamazoo Valley Community College
6,320 students · 12.5 mi
D
Western Michigan University Homer Stryker M.D. School of Medicine
352 students · 12.9 mi
C+
Western Michigan University
16,693 students · 13.2 mi
C+
Kalamazoo College
1,196 students · 13.4 mi

Investor Insight: With 2,270 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How deep is the rental pool in Vicksburg, MI?

Tenant demand in Vicksburg, MI is solid. The local workforce $1,600/mo rents across most rental classes.

Is Vicksburg, MI a good place for real estate investing?

Investors tracking Vicksburg, MI will find a 3.0/5 rating supported by $289K median home values and $1,600/mo rents. That profile suits long-term holders targeting steady returns.

What is the rental occupancy rate in Vicksburg, MI?

Vacancy in Vicksburg, MI is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,600/mo.

How strict are landlord regulations in Vicksburg, MI?

Landlord-friendliness in Vicksburg, MI is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What is the typical home price in Vicksburg, MI?

Typical homes in Vicksburg, MI go for around $289K. The 5-year CAGR of 0.0% even-keeled price movement.

You know 49097 now. You don’t know where it ranks.

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How 49097 ranks in Kalamazoo-Portage, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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