Real Estate Investing in Sunfield, Michigan (48890)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Eaton County • Population: 1,967 • Data updated: September 2026

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Should you buy in 48890 (Sunfield, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sunfield, MI (48890)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $249,589
Avg Monthly Rent $1,089
1% Rule ✗ Does Not Meet
Median Income $65,063
% Renters 24.3%

Market Analysis: 48890 Sunfield

Meanwhile, ZIP 48890 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $250K median. It rewards specialists, not generalists.

Turning to rents, the numbers look inviting — $250K purchase price, 0.0% nominal cap — the work to hit that pro forma in 48890 is substantial and deserves full respect.

Regionally, 48890 sits on the difficult end of the MI spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

Stepping back, 1,967 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sunfield:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,089/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lansing-East Lansing, MI Metro Area
Even conditions for buyers and sellers
27 days
Average time to sell
Fast
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lansing-East Lansing, MI metro data

Market Trends

Home Value History (with trend line)

$263K$225K$187K$150K$112K$75KFeb 2007Nov 2016Jul 2026

📊 How Does 48890 Compare?

Metric 48890 Sunfield Lansing-East Lansing, MI Michigan
Home Value $249,589 $249,589 N/A $253,279
5-Year CAGR 5.5% 5.5% N/A 6.8%
Avg Rent $1,089 $1,089 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 48890? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 48890 (Sunfield, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $249,589
Monthly Rent $1,089
Price-to-Rent 19.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 48890

Population: 1,967

💰 Median Household Income
$65,063
This area
$65,063
State
$68,013
USA
$74,580
🏠 Renter Occupied
24.3%
This area
24.3%
State
19.4%
USA
34.0%
💼 Unemployment Rate
5.0%
This area
5.0%
State
-2.8%
USA
3.7%
🎓 College Educated
13.9%
This area
13.9%
State
16.5%
USA
33.7%
👤 Median Age
38.8 years
This area
38.8 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.4%
This area
6.4%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 93.5%
Other/Mixed 6.4%
Hispanic/Latino 3.2%
Black/African American 0.1%
👶 Under 18
26.0%
This area
26.0%
USA
22.0%
👴 65 and Over
17.3%
This area
17.3%
USA
17.3%
📊 Poverty Rate
8.4%
This area
8.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
B
School of Missionary Aviation Technology
36 students · 13.0 mi

Frequently Asked Questions

What are rental rates like in Sunfield, MI?

Average rent in Sunfield, MI is approximately $1,089/mo per month. Against $250K home values that yields a reasonable rent-to-price ratio.

What price range are homes in Sunfield, MI?

The median home value in Sunfield, MI is roughly $250K. That puts it reasonable relative to the MI statewide average.

What is the best play in Sunfield, MI?

For Sunfield, MI, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What are vacancy rates like in Sunfield, MI?

Vacancy in Sunfield, MI is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,089/mo.

Can I live-in-and-rent in Sunfield, MI?

The house hack math a challenging in Sunfield, MI. Owner-occupant buyers benefit from the $1,089/mo rents and $250K home values.

You know 48890 now. You don’t know where it ranks.

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How 48890 ranks in Lansing-East Lansing, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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