Real Estate Investing in Yoder, Indiana (46798)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Allen • Population: 1,008 • Data updated: September 2026

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Should you buy in 46798 (Yoder, IN)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Yoder, IN (46798)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $291,218
Avg Monthly Rent $1,206
1% Rule ✗ Does Not Meet
Median Income $74,598
% Renters 21.9%

Market Analysis: 46798 Yoder

This part of Allen is not an easy win. The 46798 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $1,206/mo on a $291K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 46798 sits below the stated 0.0% once reality is priced in.

The gap between 46798 and stronger Yoder ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 46798 ZIP's population of 1,008 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

New investors are better served looking at Yoder's stable or hybrid ZIPs before stepping into 46798. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Yoder:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+8.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,206/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 46798

Which property type performs best in this market?

Best for Cash Flow
3BR
4.6% cap rate
Best for Appreciation
3BR
+7.3% 5yr CAGR
Best Overall Value
4BR
$87,479/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $266,334 $1,690 4.6% +7.3% $88,778
4BR $349,916 $1,810 3.7% +7.1% $87,479

Market Trends

Home Value History (with trend line)

$306K$265K$225K$184K$143K$103KJul 2006Jul 2016Jul 2026

📊 How Does 46798 Compare?

Metric 46798 Yoder Indiana
Home Value $291,218 $291,218 $248,442
5-Year CAGR 6.4% 6.4% 7.7%
Avg Rent $1,206 $1,206 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 46798? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 46798 (Yoder, IN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $291,218
Monthly Rent $1,206
Price-to-Rent 20.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.2%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +8.5% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 46798

Population: 1,008

💰 Median Household Income
$74,598
This area
$74,598
State
$69,164
USA
$74,580
🏠 Renter Occupied
21.9%
This area
21.9%
State
22.2%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-23.5%
USA
3.7%
🎓 College Educated
16.1%
This area
16.1%
State
-6.4%
USA
33.7%
👤 Median Age
34.0 years
This area
34.0 years
State
-0.2 years
USA
38.9 years
🏚️ Vacancy Rate
7.3%
This area
7.3%
State
10.7%
USA
10.5%
👥 Population by Ethnicity
White 90.0%
Other/Mixed 10.0%
👶 Under 18
23.7%
This area
23.7%
USA
22.0%
👴 65 and Over
15.0%
This area
15.0%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

8 Nearby 1,109 Off-Campus Students
C+
Artisan Academy of Cosmetology
42 students · 8.3 mi
C
University of Saint Francis-Fort Wayne
1,852 students · 10.3 mi
C
Indiana Institute of Technology
2,862 students · 10.9 mi
C
Indiana Institute of Technology-College of Professional Studies
2,535 students · 10.9 mi
D
Ross Medical Education Center-Fort Wayne
124 students · 12.6 mi
C+
Purdue University Fort Wayne
8,874 students · 13.4 mi
C
Rudae's School of Beauty Culture-Ft Wayne
121 students · 13.5 mi
C+
Huntington University
1,504 students · 14.7 mi

Investor Insight: With 1,109 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is housing expensive in Yoder, IN?

Yoder, IN median home values land near $291K. That is reasonable territory for investors looking at $1,206/mo-per-month rentals.

Is rental property easy to operate in Yoder, IN?

The landlord environment in Yoder, IN is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is it easy to find good tenants in Yoder, IN?

Tenant demand in Yoder, IN is solid. The local workforce $1,206/mo rents across most rental classes.

Are there empty rentals in Yoder, IN?

Yoder, IN sees elevated vacancy, which is reasonable relative to the broader IN rental market.

Where do rents currently stand in Yoder, IN?

Investors in Yoder, IN typically see rents near $1,206/mo per month against $291K home values - a solid setup for rental cash flow.

You know 46798 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 46798 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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