Real Estate Investing in Fountaintown, Indiana (46130)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 46130 (Fountaintown, IN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fountaintown, IN (46130)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 46130 Fountaintown
The 46130 ZIP covers a section of Fountaintown that demands careful diligence. Prices near $325K look accessible, but the work to make a deal cash flow is real.
Distressed markets are won on execution, not on spreadsheets. ZIP 46130 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Regionally, 46130 sits on the difficult end of the IN spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 46130 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 46130 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Fountaintown:
Property Strategy for 46130
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $214,037 | $1,180 | 4.0% | +8.1% | $107,018 |
| 3BR | $311,374 | $1,530 | 3.5% | +7.8% | $103,791 |
| 4BR | $422,942 | $1,870 | 3.2% | +7.8% | $105,735 |
Market Trends
Home Value History (with trend line)
📊 How Does 46130 Compare?
| Metric | 46130 | Fountaintown | Indianapolis-Carmel-Anderson, IN | Indiana |
|---|---|---|---|---|
| Home Value | $324,673 | $324,673 | N/A | $248,442 |
| 5-Year CAGR | 5.5% | 5.5% | N/A | 7.7% |
| Avg Rent | $1,062 | $1,062 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 46130 (Fountaintown, IN). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 46130 (Fountaintown, IN)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $324,673 |
| Monthly Rent | $1,062 |
| Price-to-Rent | 25.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.6% |
| 5-Year IRR | 8.0% |
📈 Home Appreciation
| 1-Year | +4.0% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 46130
Population: 2,372
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is Fountaintown, IN landlord-friendly?
IN law landlord-friendly for landlords, and Fountaintown inherits those rules. Investors should still review local ordinances for rental licensing.
How qualified is the tenant pool in Fountaintown, IN?
Expect a solid tenant pool in Fountaintown, IN. The rental market absorbs $1,062/mo rents without meaningful friction.
Where do home prices stand in Fountaintown, IN?
Fountaintown, IN home values average about $325K. That price point suits investors targeting rentals with $1,062/mo in monthly income.
Is house hacking profitable in Fountaintown, IN?
House hacking in Fountaintown, IN is reasonable to execute. Prices around $325K and rents of $1,062/mo solid owner-occupant economics.
Is Fountaintown, IN better for rentals, flips, or BRRRR?
Fountaintown, IN investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($325K prices, $1,062/mo rents) make it a reasonable choice.
You know 46130 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 46130 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 46130 ranks in Indianapolis-Carmel-Anderson, IN
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 46130 (Fountaintown)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 46130 (Fountaintown, IN).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.