Real Estate Investing in Lynx, Ohio (45650)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Adams County • Population: 303 • Data updated: September 2026

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Should you buy in 45650 (Lynx, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 30.0% of homes vacant — above national norms.
  • Elevated poverty: 22.6% poverty rate — can affect rent collection.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lynx, OH (45650)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $147,970
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $73,750
% Renters 6.4%

Market Analysis: 45650 Lynx

The 45650 ZIP covers a section of Lynx that demands careful diligence. Prices near $148K look accessible, but the work to make a deal cash flow is real.

The 45650 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Looking more closely, 45650 offers a low basis, the region around Lynx has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A healthy renter share of 6% in 45650 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 45650 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lynx:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2× the median income
Value Trend
Rising (+5.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$157K$137K$118K$99K$80K$61KJan 2012May 2019Jul 2026

📊 How Does 45650 Compare?

Metric 45650 Lynx Ohio
Home Value $147,970 $147,970 $237,530
5-Year CAGR 5.8% 5.8% 7.4%
Avg Rent $936 $936 -
Cap Rate 4.9% 4.9% -
💡 Why Invest in 45650? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45650 (Lynx, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+5.8%
Moderate

📊 Market Snapshot

Home Value $147,970
Monthly Rent $936
Price-to-Rent 13.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.6%
Cap Rate 4.9%
5-Year IRR 10.8%

📈 Home Appreciation

1-Year +5.1% ▲
3-Year CAGR +6.5% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
30.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45650

Population: 303

💰 Median Household Income
$73,750
This area
$73,750
State
$68,496
USA
$74,580
🏠 Renter Occupied
6.4%
This area
6.4%
State
25.8%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-9.1%
USA
3.7%
🎓 College Educated
5.2%
This area
5.2%
State
8.4%
USA
33.7%
👤 Median Age
49.1 years
This area
49.1 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
30.0%
This area
30.0%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 92.5%
Other/Mixed 7.5%
Hispanic/Latino 6.3%
👶 Under 18
21.7%
This area
21.7%
USA
22.0%
👴 65 and Over
13.0%
This area
13.0%
USA
17.3%
📊 Poverty Rate
22.6%
This area
22.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Are tenants stable in Lynx, OH?

Working renters make up the core of the Lynx, OH tenant base. The pool is reasonable for investors targeting long-term holds.

Is rental property easy to operate in Lynx, OH?

The landlord environment in Lynx, OH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

What kind of vacancy should I budget for in Lynx, OH?

Lynx, OH vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is Lynx, OH suited for a house hack?

For house hackers, Lynx, OH is a challenging. The $936/mo rent on a unit helps defray the mortgage on a $148K property.

What is the median home value in Lynx, OH?

Typical homes in Lynx, OH go for around $148K. The 5-year CAGR of 0.0% steady price movement.

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