Real Estate Investing in Saint Clairsville, Ohio (43950)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Belmont County • Population: 16,422 • Data updated: September 2026

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Should you buy in 43950 (Saint Clairsville, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.0% of homes vacant — above national norms.

What’s happening in Saint Clairsville, OH (43950)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $210,235
Avg Monthly Rent $1,110
1% Rule ✗ Does Not Meet
Median Income $71,067
% Renters 23.0%

Market Analysis: 43950 Saint Clairsville

This part of Belmont County is not an easy win. The 43950 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 43950 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 43950 and stronger Saint Clairsville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

On balance, 16,422 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 43950 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saint Clairsville:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,110/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Wheeling, WV-OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Wheeling, WV-OH metro data
🏠

Property Strategy for 43950

Which property type performs best in this market?

Best for Cash Flow
2BR
5.9% cap rate
Best for Appreciation
4BR
+4.6% 5yr CAGR
Best Overall Value
2BR
$66,074/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $132,148 $1,090 5.9% +4.4% $66,074
3BR $219,765 $1,410 4.6% +4.6% $73,255
4BR $320,232 $1,550 3.5% +4.6% $80,058
5BR $385,575 +4.5% $77,115

Market Trends

Home Value History (with trend line)

$218K$196K$174K$151K$129K$107KMar 2009Nov 2017Jul 2026

Rent History (with trend line)

$1,174$1,104$1,035$965$896$826Oct 2025Mar 2026Jun 2026

📊 How Does 43950 Compare?

Metric 43950 Saint Clairsville Wheeling, WV-OH Ohio
Home Value $210,235 $204,403 N/A $237,530
5-Year CAGR 4.1% 3.8% N/A 7.4%
Avg Rent $1,110 $1,109 N/A -
Cap Rate 4.1% 4.2% - -
💡 Why Invest in 43950? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 43950 (Saint Clairsville, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+4.1%
Moderate

📊 Market Snapshot

Home Value $210,235
Monthly Rent $1,110
Price-to-Rent 15.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +3.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 43950

Population: 16,422

💰 Median Household Income
$71,067
This area
$71,067
State
$68,496
USA
$74,580
🏠 Renter Occupied
23.0%
This area
23.0%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-9.1%
USA
3.7%
🎓 College Educated
24.4%
This area
24.4%
State
8.4%
USA
33.7%
👤 Median Age
45.3 years
This area
45.3 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
16.0%
This area
16.0%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 89.8%
Black/African American 6.0%
Other/Mixed 3.9%
Hispanic/Latino 1.8%
Asian 0.4%
👶 Under 18
14.5%
This area
14.5%
USA
22.0%
👴 65 and Over
23.9%
This area
23.9%
USA
17.3%
📊 Poverty Rate
5.1%
This area
5.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 43950

B+ Avg School Grade
4 Schools
16.8:1 Avg Class Size
$16,028 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Belmont Career Center

📚 07 – 12 High School
👥
328 Students
👨‍🏫
9.4:1 Class Size
💰
$24,020 Per Student
B Good

St Clairsville Elementary School

📚 Pre-K – 04 Elementary
👥
624 Students
👨‍🏫
16.9:1 Class Size
💰
$13,364 Per Student
B Good

St Clairsville Middle School

📚 05 – 08 School
👥
530 Students
👨‍🏫
18.1:1 Class Size
💰
$13,364 Per Student
C+ Average

St Clairsville High School

📚 09 – 12 High School
👥
522 Students
👨‍🏫
22.9:1 Class Size
💰
$13,364 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 752 Off-Campus Students
C
Belmont College
833 students · 2.5 mi
C
Ohio University-Eastern Campus
1,149 students · 3.1 mi
C
Elite Academy of Hair Design
84 students · 8.3 mi
C
West Virginia Northern Community College
1,263 students · 10.8 mi
D
Wheeling University
748 students · 12.3 mi
B
B M Spurr School of Practical Nursing
16 students · 13.5 mi

Investor Insight: With 752 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does Saint Clairsville, OH make sense for an investment property?

Our data puts Saint Clairsville, OH at 3.0/5 for investability. Home prices of $210K and rents around $1,110/mo create a solid backdrop for investor activity.

How tight is the rental market in Saint Clairsville, OH?

Occupancy in Saint Clairsville, OH runs predictable with elevated vacancy. Well-priced units at $1,110/mo lease on reasonable timelines.

What monthly rent should investors expect in Saint Clairsville, OH?

Rent in Saint Clairsville, OH is around $1,110/mo. The resulting rent-to-value relationship with $210K pricing is reasonable for most investor models.

Does house hacking make sense in Saint Clairsville, OH?

House hacking in Saint Clairsville, OH is a challenging. With home values around $210K and rents at $1,110/mo, owner-occupants can offset a meaningful share of PITI.

Are tenants stable in Saint Clairsville, OH?

Tenant demand in Saint Clairsville, OH is solid. The local workforce $1,110/mo rents across most rental classes.

You know 43950 now. You don’t know where it ranks.

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How 43950 ranks in Wheeling, WV-OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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