Real Estate Investing in Burnside, Kentucky (42634)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

McCreary County • Population: 1,840 • Data updated: September 2026

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Should you buy in 42634 (Burnside, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
5 flags
  • High vacancy: 15.2% of homes vacant — above national norms.
  • Declining values: -3.1% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 25.6% in the last year.
  • Elevated poverty: 37.8% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Burnside, KY (42634)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $59,758
Avg Monthly Rent $828
1% Rule ✓ Meets
Median Income $29,000
% Renters 11.8%

Market Analysis: 42634 Burnside

The 42634 ZIP posts an substantial value-add profile — below-median pricing at $60K, a renter base of 12%, and room for operational improvement.

In 42634, the deal is made on the buy and on the capex. robust entry prices of $60K leave room in the budget for light-to-medium renovation, with rent lift to match.

Across KY, value-add opportunity tends to concentrate where housing stock is older and entry prices are below the state median. ZIP 42634 records both traits clearly.

The resident base in 42634 runs younger and more tenure-renter than county averages. 12% of 1,840 households lease, which is the demand source for post-rehab rent lifts.

Value-add plays pencil in 42634 when three things line up: a sub-median purchase, a realistic rehab budget, and a post-rehab rent comp that stands up. All three are present in this ZIP.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Burnside:

C Below Average
Buy Confidence Score: 55/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Declining (-25.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$87K$79K$72K$65K$57K$50KApr 2014Jun 2020Jul 2026

📊 How Does 42634 Compare?

Metric 42634 Burnside Kentucky
Home Value $59,758 $82,810 $225,788
5-Year CAGR N/A N/A 6.9%
Avg Rent $828 $815 -
Cap Rate 10.8% 8.4% -
💡 Why Invest in 42634? Click to expand

This ZIP code meets the 1% rule with rent at $828/mo on homes averaging $59,758 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 42634 (Burnside, KY). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
10.8%
Excellent
5yr Growth
-3.1%
Declining

📊 Market Snapshot

Home Value $59,758
Monthly Rent $828
Price-to-Rent 6.0:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 16.6%
Cap Rate 10.8%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year -25.6% ▼
3-Year CAGR -8.9% ▼
5-Year CAGR -3.1% ▼
10-Year CAGR -0.7% ▼

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 10.8%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (10.8%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-3.1%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 42634

Population: 1,840

💰 Median Household Income
$29,000
This area
$29,000
State
$55,541
USA
$74,580
🏠 Renter Occupied
11.8%
This area
11.8%
State
23.6%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-16.4%
USA
3.7%
🎓 College Educated
13.8%
This area
13.8%
State
-4.1%
USA
33.7%
👤 Median Age
33.7 years
This area
33.7 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
15.2%
This area
15.2%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 95.9%
Black/African American 3.0%
Asian 0.6%
Other/Mixed 0.6%
👶 Under 18
19.0%
This area
19.0%
USA
22.0%
👴 65 and Over
16.6%
This area
16.6%
USA
17.3%
📊 Poverty Rate
37.8%
This area
37.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Which investment style suits Burnside, KY?

Most investors in Burnside, KY run a value-add and BRRRR deals strategy. It aligns with the 4.0/5 investability profile and the market fundamentals.

How much should I expect to pay for a home in Burnside, KY?

Burnside, KY median home values land near $60K. That is reasonable territory for investors looking at $828/mo-per-month rentals.

Is Burnside, KY a good place for real estate investing?

The 4.0/5 investability rating in Burnside, KY reflects its $60K prices and $828/mo rents. Investors generally consider it a solid option within KY.

Can I live-in-and-rent in Burnside, KY?

Burnside, KY offers an attractive house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $828/mo rent level.

How much is rent in Burnside, KY?

Average rent in Burnside, KY is approximately $828/mo per month. Against $60K home values that yields a reasonable rent-to-price ratio.

You know 42634 now. You don’t know where it ranks.

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