Real Estate Investing in Dunnville, Kentucky (42528)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Casey County • Population: 2,348 • Data updated: September 2026

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Should you buy in 42528 (Dunnville, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 21.0% of homes vacant — above national norms.
  • Elevated poverty: 25.4% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dunnville, KY (42528)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $164,587
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $47,891
% Renters 17.3%

Market Analysis: 42528 Dunnville

This part of Casey County is not an easy win. The 42528 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $828/mo on a $165K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 42528 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 42528 among KY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 42528 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The right play in 42528 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dunnville:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+8.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$179K$155K$131K$107K$83K$59KJan 2015Oct 2020Jul 2026

📊 How Does 42528 Compare?

Metric 42528 Dunnville Kentucky
Home Value $164,587 $164,587 $225,788
5-Year CAGR 7.1% 7.1% 6.9%
Avg Rent $828 $828 -
Cap Rate 3.9% 3.9% -
💡 Why Invest in 42528? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 42528 (Dunnville, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+7.1%
Strong

📊 Market Snapshot

Home Value $164,587
Monthly Rent $828
Price-to-Rent 16.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +8.3% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +8.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 42528

Population: 2,348

💰 Median Household Income
$47,891
This area
$47,891
State
$55,541
USA
$74,580
🏠 Renter Occupied
17.3%
This area
17.3%
State
23.6%
USA
34.0%
💼 Unemployment Rate
5.7%
This area
5.7%
State
-16.4%
USA
3.7%
🎓 College Educated
12.0%
This area
12.0%
State
-4.1%
USA
33.7%
👤 Median Age
31.9 years
This area
31.9 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
21.0%
This area
21.0%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 98.4%
Other/Mixed 1.7%
Hispanic/Latino 0.5%
👶 Under 18
31.9%
This area
31.9%
USA
22.0%
👴 65 and Over
17.6%
This area
17.6%
USA
17.3%
📊 Poverty Rate
25.4%
This area
25.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Do rentals sit vacant long in Dunnville, KY?

Expect elevated vacancy in Dunnville, KY. Rents at $828/mo are absorbed by the tenant base without meaningful lag.

Is rental property easy to operate in Dunnville, KY?

Landlord-friendliness in Dunnville, KY is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What kind of tenants rent in Dunnville, KY?

Tenant quality in Dunnville, KY ranks as solid. Landlords generally report measured occupancy at market rents of $828/mo.

Does a duplex house hack pencil in Dunnville, KY?

The a challenging house-hack environment in Dunnville, KY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What investment strategy works best in Dunnville, KY?

In Dunnville, KY the robust play is typically careful cash-flow rentals with hands-on management. The combination of $165K prices and $828/mo rents suits that approach.

You know 42528 now. You don’t know where it ranks.

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