Real Estate Investing in Clinton, Kentucky (42021)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 42021 (Clinton, KY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
- High vacancy: 18.8% of homes vacant — above national norms.
- Lower household income: $38,750 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Clinton, KY (42021)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 42021 Clinton
ZIP 42021 inside Carlisle County looks affordable on the surface — median value of $112K — but the discount exists for reasons that a careful buyer should understand before committing.
Turning to rents, the numbers look inviting — $112K purchase price, 0.0% nominal cap — the work to hit that pro forma in 42021 is substantial and deserves full respect.
Nearby ZIPs in Clinton have seen price recovery that 42021 has not matched. Carlisle County data supports the view that the spread is structural rather than temporary.
Who lives in 42021 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Clinton:
Property Strategy for 42021
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $71,960 | $990 | 9.9% | +11.8% | $35,980 |
| 3BR | $122,467 | $1,270 | 7.5% | +9.8% | $40,822 |
Market Trends
Home Value History (with trend line)
📊 How Does 42021 Compare?
| Metric | 42021 | Clinton | Kentucky |
|---|---|---|---|
| Home Value | $111,953 | $117,940 | $225,788 |
| 5-Year CAGR | 8.6% | 9.3% | 6.9% |
| Avg Rent | $891 | $837 | - |
| Cap Rate | 6.2% | 5.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 42021 (Clinton, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $111,953 |
| Monthly Rent | $891 |
| Price-to-Rent | 10.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.6% |
| Cap Rate | 6.2% |
| 5-Year IRR | 14.8% |
📈 Home Appreciation
| 1-Year | +5.2% ▲ |
| 3-Year CAGR | +7.0% ▲ |
| 5-Year CAGR | +8.6% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 42021
Population: 1,190
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What is the investability score for Clinton, KY?
Clinton, KY scores 4.0/5 for investability. Home values sit at $112K and rents near $891/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What is the average monthly rent in Clinton, KY?
Average rent in Clinton, KY is approximately $891/mo per month. Against $112K home values that yields a reasonable rent-to-price ratio.
Are tenants stable in Clinton, KY?
The renter base in Clinton, KY is reasonable for the $891/mo price point. Screening well and pricing to market typically yields consistent tenants.
Do rentals sit vacant long in Clinton, KY?
Vacancy in Clinton, KY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $891/mo.
Is housing expensive in Clinton, KY?
Homes in Clinton, KY typically sell near $112K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.
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