Real Estate Investing in Stanville, Kentucky (41659)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pike • Population: 1,203 • Data updated: September 2026

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Should you buy in 41659 (Stanville, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • Elevated poverty: 34.0% poverty rate — can affect rent collection.
  • Lower household income: $33,836 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stanville, KY (41659)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $154,923
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $33,836
% Renters 14.6%

Market Analysis: 41659 Stanville

Put differently, ZIP 41659 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $155K median. It rewards specialists, not generalists.

The 41659 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Stanville have seen price recovery that 41659 has not matched. Pike data supports the view that the spread is structural rather than temporary.

Demographically, 41659 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. healthy returns are possible in 41659, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stanville:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Stable (+1.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$162K$153K$143K$134K$125K$116KFeb 2018May 2022Jul 2026

📊 How Does 41659 Compare?

Metric 41659 Stanville Kentucky
Home Value $154,923 $154,923 $225,788
5-Year CAGR 3.2% 3.2% 6.9%
Avg Rent $918 $918 -
Cap Rate 4.6% 4.6% -
💡 Why Invest in 41659? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41659 (Stanville, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+3.2%
Moderate

📊 Market Snapshot

Home Value $154,923
Monthly Rent $918
Price-to-Rent 14.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.1%
Cap Rate 4.6%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +1.3% ▲
3-Year CAGR +1.7% ▲
5-Year CAGR +3.2% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 41659

Population: 1,203

💰 Median Household Income
$33,836
This area
$33,836
State
$55,541
USA
$74,580
🏠 Renter Occupied
14.6%
This area
14.6%
State
23.6%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-16.4%
USA
3.7%
🎓 College Educated
34.7%
This area
34.7%
State
-4.1%
USA
33.7%
👤 Median Age
50.1 years
This area
50.1 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
6.8%
This area
6.8%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
35.0%
This area
35.0%
USA
22.0%
👴 65 and Over
18.8%
This area
18.8%
USA
17.3%
📊 Poverty Rate
34.0%
This area
34.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 41659

B+ Avg School Grade
1 Schools
15.9:1 Avg Class Size
$15,413 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Betsy Layne High School

📚 09 – 12 High School
👥
412 Students
👨‍🏫
15.9:1 Class Size
💰
$15,413 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

Betsy Layne Elementary School

📚 Pre-K – 08 School
📍 256 School St, Betsy Layne
👥
613 Students
👨‍🏫
16.6:1 Class Size
💰
$15,413 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,397 Off-Campus Students
C
University of Pikeville
2,610 students · 8.5 mi
D
Galen Health Institutes-Pikeville
122 students · 8.6 mi
D
American National University-Pikeville
329 students · 8.7 mi
C
Big Sandy Community and Technical College
2,583 students · 12.1 mi

Investor Insight: With 1,397 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Stanville, KY stack up for property investment?

Yes - Stanville, KY a 3.0/5 investability score. With $155K home prices against $918/mo monthly rent, the market delivers a reasonable entry point for new investors.

Does Stanville, KY favor landlords or tenants?

Rental owners in Stanville, KY deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the average monthly rent in Stanville, KY?

Rent in Stanville, KY is around $918/mo. The resulting rent-to-value relationship with $155K pricing is reasonable for most investor models.

How should investors approach Stanville, KY?

In Stanville, KY the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $155K prices and $918/mo rents suits that approach.

What kind of vacancy should I budget for in Stanville, KY?

Occupancy in Stanville, KY runs measured with elevated vacancy. Well-priced units at $918/mo lease on reasonable timelines.

You know 41659 now. You don’t know where it ranks.

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