Real Estate Investing in Stopover, Kentucky (41568)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pike County • Population: 811 • Data updated: September 2026

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Should you buy in 41568 (Stopover, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 15.8% of homes vacant — above national norms.
  • Declining values: -3.6% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 13.5% in the last year.
  • Lower household income: $35,625 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stopover, KY (41568)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $59,709
Avg Monthly Rent $882
1% Rule ✓ Meets
Median Income $35,625
% Renters 0.0%

Market Analysis: 41568 Stopover

The 41568 ZIP in Stopover is not a pristine, turnkey story — it is a value-add map. Stock is older, prices near $60K are approachable, and upside sits in the rehab line.

ZIP 41568 favors investors with a contractor on speed dial. From an investor standpoint, the turnkey yield looks ordinary, a renovated unit pulls stronger rent than the unrenovated $882/mo average.

Regionally, 41568 sits on the affordable end of the Pike County map. Put differently, the absolute numbers are modest, the spread between acquisition price and post-rehab value is wider than in turnkey ZIPs.

Demographically, 41568 is a working ZIP — not a luxury market. That profile is exactly what value-add operators need in order to price their renovated product correctly.

Strategic fit here is operational. Pro forma discipline, capex reserves, and lender relationships matter more than the marketing pitch.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stopover:

C Below Average
Buy Confidence Score: 55/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.7× the median income
Value Trend
Declining (-13.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$80K$74K$68K$63K$57K$51KJan 2016May 2021Jul 2026

📊 How Does 41568 Compare?

Metric 41568 Stopover Kentucky
Home Value $59,709 $59,709 $225,788
5-Year CAGR N/A N/A 6.9%
Avg Rent $882 $882 -
Cap Rate 11.5% 11.5% -
💡 Why Invest in 41568? Click to expand

This ZIP code meets the 1% rule with rent at $882/mo on homes averaging $59,709 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41568 (Stopover, KY). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
11.5%
Excellent
5yr Growth
-3.6%
Declining

📊 Market Snapshot

Home Value $59,709
Monthly Rent $882
Price-to-Rent 5.6:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 17.7%
Cap Rate 11.5%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year -13.5% ▼
3-Year CAGR -4.0% ▼
5-Year CAGR -3.6% ▼
10-Year CAGR +0.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 11.5%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (11.5%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-3.6%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 41568

Population: 811

💰 Median Household Income
$35,625
This area
$35,625
State
$55,541
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
23.6%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-16.4%
USA
3.7%
🎓 College Educated
12.0%
This area
12.0%
State
-4.1%
USA
33.7%
👤 Median Age
51.2 years
This area
51.2 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
15.8%
This area
15.8%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
3.9%
This area
3.9%
USA
22.0%
👴 65 and Over
26.5%
This area
26.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 8 Off-Campus Students
B
Mingo Extended Learning Center
13 students · 13.6 mi
C
Appalachian Beauty School
43 students · 14.1 mi

Frequently Asked Questions

Is Stopover, KY a smart market for rental property?

Our data puts Stopover, KY at 4.0/5 for investability. Home prices of $60K and rents around $882/mo create a solid backdrop for investor activity.

What is the typical rental rate in Stopover, KY?

Stopover, KY rentals go for roughly $882/mo a month. That puts gross yield in solid territory relative to $60K acquisition costs.

Are there BRRRR deals in Stopover, KY?

Yes - BRRRR is a strong in Stopover, KY. The $60K home values and $882/mo rents anchor the refinance math.

Is Stopover, KY a 1% rule market?

The 1% rule is solid territory for Stopover, KY. Rent-to-price at the median is 1.48%, putting many properties within striking distance.

What type of investing works in Stopover, KY?

For Stopover, KY, value-add and BRRRR deals is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 41568 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41568 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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