Real Estate Investing in Tyner, Kentucky (40486)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 40486 (Tyner, KY)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Declining values: -2.2% 5-year CAGR — values have moved lower.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Tyner, KY (40486)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 40486 Tyner
This part of Jackson County is not an easy win. The 40486 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $792/mo on a $110K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 40486 sits below the stated 0.0% once reality is priced in.
The gap between 40486 and stronger Tyner ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 40486 includes headwinds that any investor should price in. Income distribution skews lower than Tyner averages, and tenant stability requires active management.
The right play in 40486 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Tyner:
Market Trends
Home Value History (with trend line)
📊 How Does 40486 Compare?
| Metric | 40486 | Tyner | Kentucky |
|---|---|---|---|
| Home Value | $109,670 | $109,670 | $225,788 |
| 5-Year CAGR | N/A | N/A | 6.9% |
| Avg Rent | $792 | $792 | - |
| Cap Rate | 5.6% | 5.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 40486 (Tyner, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $109,670 |
| Monthly Rent | $792 |
| Price-to-Rent | 11.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.7% |
| Cap Rate | 5.6% |
| 5-Year IRR | 3.4% |
📈 Home Appreciation
| 1-Year | -1.7% ▼ |
| 3-Year CAGR | -5.2% ▼ |
| 5-Year CAGR | -2.2% ▼ |
| 10-Year CAGR | +1.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 40486
Population: 2,774
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 40486
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Tyner, KY a good place for real estate investing?
Yes - Tyner, KY a 3.0/5 investability score. With $110K home prices against $792/mo monthly rent, the market delivers a reasonable entry point for new investors.
Are rents high in Tyner, KY?
Tyner, KY rentals go for roughly $792/mo a month. That puts gross yield in solid territory relative to $110K acquisition costs.
What strategy should investors use in Tyner, KY?
Investors usually favor careful cash-flow rentals with hands-on management in Tyner, KY. With home values at $110K and rents near $792/mo, other strategies can work but produce measured rather than outsized returns.
Can I live-in-and-rent in Tyner, KY?
The house hack math a challenging in Tyner, KY. Owner-occupant buyers benefit from the $792/mo rents and $110K home values.
Are there empty rentals in Tyner, KY?
Vacancy in Tyner, KY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $792/mo.
You know 40486 now. You don’t know where it ranks.
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