Real Estate Investing in Willisburg, Kentucky (40078)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 40078 (Willisburg, KY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.1% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Willisburg, KY (40078)?
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Market Analysis: 40078 Willisburg
This part of Washington County is not an easy win. The 40078 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 40078 can be a a credible choice for hunting ground — but the discount at $244K reflects genuine risk that outside investors often underestimate.
Turning to rents, 40078 offers a low basis, the region around Willisburg has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The 40078 ZIP's population of 2,777 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.
The right play in 40078 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Willisburg:
Property Strategy for 40078
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $221,283 | $1,170 | 3.8% | +9.9% | $110,641 |
| 3BR | $268,369 | $1,540 | 4.1% | +9.2% | $89,456 |
Market Trends
Home Value History (with trend line)
📊 How Does 40078 Compare?
| Metric | 40078 | Willisburg | Kentucky |
|---|---|---|---|
| Home Value | $244,415 | $244,415 | $225,788 |
| 5-Year CAGR | 6.6% | 6.6% | 6.9% |
| Avg Rent | $1,053 | $1,053 | - |
| Cap Rate | 3.4% | 3.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 40078 (Willisburg, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $244,415 |
| Monthly Rent | $1,053 |
| Price-to-Rent | 19.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 10.0% |
📈 Home Appreciation
| 1-Year | +3.5% ▲ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +8.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 40078
Population: 2,777
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 40078
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What strategy should investors use in Willisburg, KY?
Investors usually favor careful cash-flow rentals with hands-on management in Willisburg, KY. With home values at $244K and rents near $1,053/mo, other strategies can work but produce predictable rather than outsized returns.
How viable is house hacking in Willisburg, KY?
The house hack math a challenging in Willisburg, KY. Owner-occupant buyers benefit from the $1,053/mo rents and $244K home values.
What are rental rates like in Willisburg, KY?
Rental rates in Willisburg, KY average $1,053/mo. Tenant demand and $244K home values make the yield look reasonable by investor standards.
How much does a house cost in Willisburg, KY?
Homes in Willisburg, KY typically sell near $244K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
Should investors consider Willisburg, KY?
With a 3.0/5 investability score, Willisburg, KY ranks as a solid market for rental property investors. Median prices of $244K and rents of $1,053/mo drive the underlying numbers.
You know 40078 now. You don’t know where it ranks.
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