Real Estate Investing in Campbellsburg, Kentucky (40011)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 40011 (Campbellsburg, KY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.5% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Campbellsburg, KY (40011)?
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Market Analysis: 40011 Campbellsburg
The 40011 ZIP in Campbellsburg, KY is a local-operator market. Outside capital chasing a $234K entry has to pair deep knowledge with the discount.
For an experienced owner, 40011 can be a a credible choice for hunting ground — but the discount at $234K reflects genuine risk that outside investors often underestimate.
In the broader KY picture, 40011 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 40011 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategy in 40011 is an operator game, not a passive one. Meanwhile, entry prices of $234K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Campbellsburg:
Property Strategy for 40011
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $172,912 | $1,070 | 4.5% | +7.4% | $86,456 |
| 3BR | $219,409 | $1,390 | 4.6% | +7.6% | $73,136 |
Market Trends
Home Value History (with trend line)
📊 How Does 40011 Compare?
| Metric | 40011 | Campbellsburg | Kentucky |
|---|---|---|---|
| Home Value | $233,784 | $233,784 | $225,788 |
| 5-Year CAGR | 6.7% | 6.7% | 6.9% |
| Avg Rent | $963 | $963 | - |
| Cap Rate | 3.2% | 3.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 40011 (Campbellsburg, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $233,784 |
| Monthly Rent | $963 |
| Price-to-Rent | 20.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 9.9% |
📈 Home Appreciation
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | +5.4% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +8.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 40011
Population: 2,180
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 40011
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How strong is Campbellsburg, KY for real estate investors?
Campbellsburg, KY scores 3.0/5 for investability. Home values sit at $234K and rents near $963/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How high is vacancy risk in Campbellsburg, KY?
Vacancy risk in Campbellsburg, KY is elevated. That supports predictable cash flow for typical rental holds.
How much do tenants pay in Campbellsburg, KY?
Rent in Campbellsburg, KY is around $963/mo. The resulting rent-to-value relationship with $234K pricing is reasonable for most investor models.
Is housing expensive in Campbellsburg, KY?
Campbellsburg, KY home values average about $234K. That price point suits investors targeting rentals with $963/mo in monthly income.
Are renters plentiful in Campbellsburg, KY?
Working renters make up the core of the Campbellsburg, KY tenant base. The pool is reasonable for investors targeting long-term holds.
You know 40011 now. You don’t know where it ranks.
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How 40011 ranks in Louisville/Jefferson County, KY-IN
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