Real Estate Investing in Arley, Alabama (35541)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 35541 (Arley, AL)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 40.7% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 49.7 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Arley, AL (35541)?
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Market Analysis: 35541 Arley
ZIP 35541 in Arley, AL carries a sturdy set of headwinds. Home values near $483K and rents of $810/mo sit inside a market where underwriting has to be tight.
The 35541 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
The gap between 35541 and stronger Arley ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The 35541 ZIP's population of 4,125 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.
Strategy in 35541 is an operator game, not a passive one. Looking more closely, entry prices of $483K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Arley:
Market Trends
Home Value History (with trend line)
📊 How Does 35541 Compare?
| Metric | 35541 | Arley | Alabama |
|---|---|---|---|
| Home Value | $483,453 | $483,453 | $231,003 |
| 5-Year CAGR | 5.6% | 5.6% | 5.6% |
| Avg Rent | $810 | $810 | - |
| Cap Rate | 1.3% | 1.3% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 35541 (Arley, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $483,453 |
| Monthly Rent | $810 |
| Price-to-Rent | 49.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.0% |
| Cap Rate | 1.3% |
| 5-Year IRR | 6.9% |
📈 Home Appreciation
| 1-Year | +4.9% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | +5.6% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 35541
Population: 4,125
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 35541
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much do tenants pay in Arley, AL?
Rents in Arley, AL run near $810/mo. Compared with median home prices of $483K that produces solid gross yields for typical rentals.
How tight is the rental market in Arley, AL?
Rental vacancy in Arley, AL is elevated. Investors should budget normal turnover but not chronic empty units.
Is Arley, AL a smart market for rental property?
Arley, AL rates 3.0/5 for investability. With median values at $483K and rents near $810/mo, the market offers reasonable fundamentals for rental investors.
What is the best play in Arley, AL?
Most investors in Arley, AL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
What is the average home sale price in Arley, AL?
Homes in Arley, AL typically sell near $483K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.
You know 35541 now. You don’t know where it ranks.
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