Real Estate Investing in Tavernier, Florida (33070)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monroe • Population: 5,614 • Data updated: September 2026

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Should you buy in 33070 (Tavernier, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (40/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 45.9% of homes vacant — above national norms.

What’s happening in Tavernier, FL (33070)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $912,573
Avg Monthly Rent $3,200
1% Rule ✗ Does Not Meet
Median Income $73,885
% Renters 24.4%

Market Analysis: 33070 Tavernier

ZIP 33070 inside Monroe looks affordable on the surface — median value of $913K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $3,200/mo on a $913K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 33070 sits below the stated 0.0% once reality is priced in.

The gap between 33070 and stronger Tavernier ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 33070 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 33070 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tavernier:

C Below Average
Buy Confidence Score: 50/100
Affordability
0/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 12.4× the median income
Value Trend
Stable (+2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,200/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 33070

Which property type performs best in this market?

Best for Cash Flow
1BR
3.8% cap rate
Best for Appreciation
4BR
+10.3% 5yr CAGR
Best Overall Value
2BR
$325,988/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $389,968 $2,060 3.8% +7.4% $389,968
2BR $651,976 $2,330 2.6% +7.1% $325,988
3BR $1,092,006 $3,070 2.0% +9.0% $364,002
4BR $1,723,237 $3,080 1.3% +10.3% $430,809
5BR $2,914,337 $582,867

Market Trends

Home Value History (with trend line)

$1.0M$896K$776K$655K$534K$414KFeb 2016May 2021Jul 2026

Rent History (with trend line)

No data available

📊 How Does 33070 Compare?

Metric 33070 Tavernier Florida
Home Value $912,573 $912,573 $374,697
5-Year CAGR 4.2% 4.2% 7.4%
Avg Rent $3,200 $3,200 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 33070? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 33070 (Tavernier, FL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+4.2%
Moderate

📊 Market Snapshot

Home Value $912,573
Monthly Rent $3,200
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 6.9%

📈 Home Appreciation

1-Year +2.4% ▲
3-Year CAGR -1.5% ▼
5-Year CAGR +4.2% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
45.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 33070

Population: 5,614

💰 Median Household Income
$73,885
This area
$73,885
State
$70,737
USA
$74,580
🏠 Renter Occupied
24.4%
This area
24.4%
State
29.9%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-18.0%
USA
3.7%
🎓 College Educated
32.1%
This area
32.1%
State
4.7%
USA
33.7%
👤 Median Age
53.1 years
This area
53.1 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
45.9%
This area
45.9%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 84.4%
Other/Mixed 14.5%
Hispanic/Latino 13.0%
Black/African American 0.7%
Asian 0.4%
👶 Under 18
13.2%
This area
13.2%
USA
22.0%
👴 65 and Over
27.3%
This area
27.3%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 33070

A Avg School Grade
4 Schools
12.2:1 Avg Class Size
$19,152 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

PLANTATION KEY SCHOOL

📚 Pre-K – 08 School
👥
552 Students
👨‍🏫
14.0:1 Class Size
💰
$19,152 Per Student
A Very Good

CORAL SHORES HIGH SCHOOL

📚 09 – 12 High School
👥
753 Students
👨‍🏫
17.5:1 Class Size
💰
$19,152 Per Student
A Very Good

OCEAN STUDIES CHARTER

📚 K – 08 School Charter
👥
180 Students
👨‍🏫
11.3:1 Class Size
💰
$19,152 Per Student
B Good
👥
6 Students
👨‍🏫
6.0:1 Class Size
💰
$19,152 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Tavernier, FL a smart market for rental property?

The 3.0/5 investability rating in Tavernier, FL reflects its $913K prices and $3,200/mo rents. Investors generally consider it a solid option within FL.

What is the typical rental rate in Tavernier, FL?

The typical rental in Tavernier, FL commands about $3,200/mo monthly. That rent profile steady cash flow against the $913K purchase basis.

What strategy should investors use in Tavernier, FL?

Investors usually favor careful cash-flow rentals with hands-on management in Tavernier, FL. With home values at $913K and rents near $3,200/mo, other strategies can work but produce measured rather than outsized returns.

Is rental property easy to operate in Tavernier, FL?

Landlord-friendliness in Tavernier, FL is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What is the median home value in Tavernier, FL?

Expect median prices around $913K in Tavernier, FL. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

You know 33070 now. You don’t know where it ranks.

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