Real Estate Investing in Jennings, Florida (32053)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hamilton County • Population: 3,707 • Data updated: September 2026

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Should you buy in 32053 (Jennings, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (50/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 27.8% of homes vacant — above national norms.
  • Elevated poverty: 24.5% poverty rate — can affect rent collection.
  • Lower household income: $37,965 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jennings, FL (32053)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $248,466
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $37,965
% Renters 20.8%

Market Analysis: 32053 Jennings

This part of Hamilton County is not an easy win. The 32053 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 32053 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 32053 and stronger Jennings ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Stepping back, 3,707 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 32053 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jennings:

C+ Average
Buy Confidence Score: 60/100
Affordability
5/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Rising (+5.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 32053

Which property type performs best in this market?

Best for Cash Flow
2BR
4.0% cap rate
Best for Appreciation
3BR
+10.9% 5yr CAGR
Best Overall Value
3BR
$85,278/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $182,831 $1,010 4.0% +9.8% $91,416
3BR $255,834 $1,330 3.7% +10.9% $85,278

Market Trends

Home Value History (with trend line)

$261K$224K$187K$150K$113K$77KJul 2006Jul 2016Jul 2026

📊 How Does 32053 Compare?

Metric 32053 Jennings Florida
Home Value $248,466 $248,466 $374,697
5-Year CAGR 7.3% 7.3% 7.4%
Avg Rent $909 $909 -
Cap Rate 2.9% 2.9% -
💡 Why Invest in 32053? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32053 (Jennings, FL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+7.3%
Strong

📊 Market Snapshot

Home Value $248,466
Monthly Rent $909
Price-to-Rent 22.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 10.1%

📈 Home Appreciation

1-Year +5.3% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +7.3% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.3%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 32053

Population: 3,707

💰 Median Household Income
$37,965
This area
$37,965
State
$70,737
USA
$74,580
🏠 Renter Occupied
20.8%
This area
20.8%
State
29.9%
USA
34.0%
💼 Unemployment Rate
4.9%
This area
4.9%
State
-18.0%
USA
3.7%
🎓 College Educated
13.0%
This area
13.0%
State
4.7%
USA
33.7%
👤 Median Age
43.0 years
This area
43.0 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
27.8%
This area
27.8%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 59.3%
Black/African American 25.6%
Other/Mixed 14.7%
Hispanic/Latino 11.4%
Asian 0.5%
👶 Under 18
27.8%
This area
27.8%
USA
22.0%
👴 65 and Over
20.9%
This area
20.9%
USA
17.3%
📊 Poverty Rate
24.5%
This area
24.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the average home sale price in Jennings, FL?

Typical homes in Jennings, FL go for around $248K. The 5-year CAGR of 0.0% consistent price movement.

Are eviction rules reasonable in Jennings, FL?

For rental operators, Jennings, FL rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How much rent can I charge in Jennings, FL?

Jennings, FL rentals go for roughly $909/mo a month. That puts gross yield in solid territory relative to $248K acquisition costs.

Should investors consider Jennings, FL?

The 3.0/5 investability rating in Jennings, FL reflects its $248K prices and $909/mo rents. Investors generally consider it a solid option within FL.

What kind of tenants rent in Jennings, FL?

Jennings, FL offers a stable renter base at the $909/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 32053 now. You don’t know where it ranks.

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