Real Estate Investing in Talbotton, Georgia (31827)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Talbot County • Population: 1,930 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 31827 (Talbotton, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Talbotton, GA (31827)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $143,606
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $46,632
% Renters 23.5%

Market Analysis: 31827 Talbotton

ZIP 31827 in Talbotton, GA carries a significant set of headwinds. Home values near $144K and rents of $873/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 31827 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 31827 and stronger Talbotton ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A notable renter share of 24% in 31827 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. durable returns are possible in 31827, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Talbotton:

C+ Average
Buy Confidence Score: 64/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Stable (+2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Columbus, GA-AL Metro Area
Even conditions for buyers and sellers
39 days
Average time to sell
Average
8.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Columbus, GA-AL metro data

Market Trends

Home Value History (with trend line)

$157K$140K$124K$107K$91K$74KJul 2006Jul 2016Jul 2026

📊 How Does 31827 Compare?

Metric 31827 Talbotton Columbus, GA-AL Georgia
Home Value $143,606 $143,606 N/A $329,538
5-Year CAGR 1.5% 1.5% N/A 7.8%
Avg Rent $873 $873 N/A -
Cap Rate 4.7% 4.7% - -
💡 Why Invest in 31827? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31827 (Talbotton, GA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 31827 (Talbotton, GA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+1.5%
Slow

📊 Market Snapshot

Home Value $143,606
Monthly Rent $873
Price-to-Rent 13.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.3%
Cap Rate 4.7%
5-Year IRR 6.3%

📈 Home Appreciation

1-Year +2.8% ▲
3-Year CAGR +2.1% ▲
5-Year CAGR +1.5% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.5%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 31827

Population: 1,930

💰 Median Household Income
$46,632
This area
$46,632
State
$64,001
USA
$74,580
🏠 Renter Occupied
23.5%
This area
23.5%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-18.6%
USA
3.7%
🎓 College Educated
15.9%
This area
15.9%
State
-3.0%
USA
33.7%
👤 Median Age
49.3 years
This area
49.3 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
13.6%
This area
13.6%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
Black/African American 75.4%
White 22.6%
Other/Mixed 1.7%
Hispanic/Latino 1.1%
Asian 0.5%
👶 Under 18
15.3%
This area
15.3%
USA
22.0%
👴 65 and Over
24.5%
This area
24.5%
USA
17.3%
📊 Poverty Rate
19.4%
This area
19.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 31827

A+ Avg School Grade
1 Schools
9.5:1 Avg Class Size
$21,568 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Central Elementary/High School

📚 Pre-K – 12 K-12
👥
390 Students
👨‍🏫
9.5:1 Class Size
💰
$21,568 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How strong is the working-renter base in Talbotton, GA?

Talbotton, GA draws a measured base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.

Is Talbotton, GA a good market for FHA house hackers?

For house hackers, Talbotton, GA is a challenging. The $873/mo rent on a unit helps defray the mortgage on a $144K property.

What is the typical home price in Talbotton, GA?

Talbotton, GA median home values land near $144K. That is reasonable territory for investors looking at $873/mo-per-month rentals.

Is Talbotton, GA good for landlords?

Landlord-friendliness in Talbotton, GA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is real estate in Talbotton, GA a good investment right now?

Yes - Talbotton, GA a 3.0/5 investability score. With $144K home prices against $873/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 31827 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 31827 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 31827 ranks in Columbus, GA-AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 31827 (Talbotton)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 31827 (Talbotton, GA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.