Real Estate Investing in Pine Mountain, Georgia (31822)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Troup County • Population: 5,555 • Data updated: September 2026

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Should you buy in 31822 (Pine Mountain, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.8% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 27.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pine Mountain, GA (31822)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $308,734
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $59,231
% Renters 22.6%

Market Analysis: 31822 Pine Mountain

ZIP 31822 inside Troup County looks affordable on the surface — median value of $309K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 31822 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Regionally, 31822 sits on the difficult end of the GA spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 31822 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 31822 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pine Mountain:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+6.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
LaGrange, GA-AL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from LaGrange, GA-AL metro data
🏠

Property Strategy for 31822

Which property type performs best in this market?

Best for Cash Flow
2BR
3.9% cap rate
Best for Appreciation
2BR
+11.3% 5yr CAGR
Best Overall Value
3BR
$91,410/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $191,113 $1,030 3.9% +11.3% $95,556
3BR $274,229 $1,320 3.5% +8.4% $91,410
4BR $480,797 $1,610 2.4% +8.3% $120,199
5BR $593,101 +6.6% $118,620

Market Trends

Home Value History (with trend line)

$323K$287K$250K$213K$176K$139KJul 2006Jul 2016Jul 2026

📊 How Does 31822 Compare?

Metric 31822 Pine Mountain LaGrange, GA-AL Georgia
Home Value $308,734 $308,734 N/A $329,538
5-Year CAGR 7.1% 7.1% N/A 7.8%
Avg Rent $927 $927 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 31822? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31822 (Pine Mountain, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+7.1%
Strong

📊 Market Snapshot

Home Value $308,734
Monthly Rent $927
Price-to-Rent 27.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +6.3% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 31822

Population: 5,555

💰 Median Household Income
$59,231
This area
$59,231
State
$64,001
USA
$74,580
🏠 Renter Occupied
22.6%
This area
22.6%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-18.6%
USA
3.7%
🎓 College Educated
28.2%
This area
28.2%
State
-3.0%
USA
33.7%
👤 Median Age
44.1 years
This area
44.1 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
16.8%
This area
16.8%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 58.3%
Black/African American 38.0%
Other/Mixed 3.6%
Hispanic/Latino 1.9%
Asian 0.1%
👶 Under 18
21.6%
This area
21.6%
USA
22.0%
👴 65 and Over
20.8%
This area
20.8%
USA
17.3%
📊 Poverty Rate
11.4%
This area
11.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
LaGrange College
671 students · 14.1 mi

Frequently Asked Questions

What is the average monthly rent in Pine Mountain, GA?

The typical rental in Pine Mountain, GA commands about $927/mo monthly. That rent profile consistent cash flow against the $309K purchase basis.

How high is vacancy risk in Pine Mountain, GA?

Vacancy in Pine Mountain, GA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $927/mo.

What type of investing works in Pine Mountain, GA?

Most investors in Pine Mountain, GA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Does Pine Mountain, GA favor landlords or tenants?

For rental operators, Pine Mountain, GA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What is the typical renter like in Pine Mountain, GA?

Tenant demand in Pine Mountain, GA is solid. The local workforce $927/mo rents across most rental classes.

You know 31822 now. You don’t know where it ranks.

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How 31822 ranks in LaGrange, GA-AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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