Real Estate Investing in Creedmoor, North Carolina (27522)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Granville County • Population: 13,654 • Data updated: September 2026

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Should you buy in 27522 (Creedmoor, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.8% vacancy may signal weakening demand.

What’s happening in Creedmoor, NC (27522)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $341,879
Avg Monthly Rent $1,650
1% Rule ✗ Does Not Meet
Median Income $71,477
% Renters 16.6%

Market Analysis: 27522 Creedmoor

The 27522 ZIP in Creedmoor, NC is a local-operator market. Outside capital chasing a $342K entry has to pair deep knowledge with the discount.

For an experienced owner, 27522 can be a a solid fit for hunting ground — but the discount at $342K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Creedmoor have seen price recovery that 27522 has not matched. Granville County data supports the view that the spread is structural rather than temporary.

Who lives in 27522 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 27522 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Creedmoor:

C+ Average
Buy Confidence Score: 68/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Stable (+1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,650/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Durham-Chapel Hill, NC Metro Area
More inventory, negotiating room for buyers
61 days
Average time to sell
Slow
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Durham-Chapel Hill, NC metro data
🏠

Property Strategy for 27522

Which property type performs best in this market?

Best for Cash Flow
2BR
4.3% cap rate
Best for Appreciation
3BR
+8.9% 5yr CAGR
Best Overall Value
5BR
$91,921/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $237,031 $1,400 4.3% +8.5% $118,515
3BR $331,271 $1,830 4.0% +8.9% $110,424
4BR $416,466 $2,200 3.8% +8.3% $104,117
5BR $459,603 +7.5% $91,921

Market Trends

Home Value History (with trend line)

$363K$315K$266K$218K$169K$120KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 27522 Compare?

Metric 27522 Creedmoor Durham-Chapel Hill, NC North Carolina
Home Value $341,879 $341,879 N/A $330,565
5-Year CAGR 5.5% 5.5% N/A 7.8%
Avg Rent $1,650 $1,650 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 27522? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 27522 (Creedmoor, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $341,879
Monthly Rent $1,650
Price-to-Rent 17.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.8%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +1.2% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.8%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 27522

Population: 13,654

💰 Median Household Income
$71,477
This area
$71,477
State
$63,256
USA
$74,580
🏠 Renter Occupied
16.6%
This area
16.6%
State
27.8%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-19.3%
USA
3.7%
🎓 College Educated
27.5%
This area
27.5%
State
0.5%
USA
33.7%
👤 Median Age
42.2 years
This area
42.2 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
10.8%
This area
10.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 57.6%
Black/African American 27.8%
Other/Mixed 13.8%
Hispanic/Latino 9.2%
Asian 0.7%
👶 Under 18
23.8%
This area
23.8%
USA
22.0%
👴 65 and Over
15.0%
This area
15.0%
USA
17.3%
📊 Poverty Rate
10.9%
This area
10.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 27522

B Avg School Grade
5 Schools
18.4:1 Avg Class Size
$12,318 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Mount Energy Elementary

📚 K – 05 Elementary
👥
572 Students
👨‍🏫
14.5:1 Class Size
💰
$12,663 Per Student
B Good

South Granville High

📚 09 – 12 High School
👥
720 Students
👨‍🏫
17.1:1 Class Size
💰
$12,663 Per Student
B Good

G. C. Hawley Middle

📚 06 – 08 Middle
👥
466 Students
👨‍🏫
20.2:1 Class Size
💰
$12,663 Per Student
C+ Average

Falls Lake Academy

📚 K – 12 K-12 Charter
👥
1,116 Students
👨‍🏫
13.0:1 Class Size
💰
$10,939 Per Student
C Below Average

Granville Early College High

📚 09 – 13 High School
👥
217 Students
👨‍🏫
27.4:1 Class Size
💰
$12,663 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,049 Off-Campus Students
C+
Southeastern Baptist Theological Seminary
2,926 students · 12.5 mi
C
Bull City Durham Beauty and Barber College
32 students · 14.4 mi
C
Durham Technical Community College
4,354 students · 14.6 mi
C+
Elevate Salon Institute
85 students · 14.6 mi

Investor Insight: With 1,049 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Creedmoor, NC suited for a house hack?

For house hackers, Creedmoor, NC is a challenging. The $1,650/mo rent on a unit helps defray the mortgage on a $342K property.

Which investment style suits Creedmoor, NC?

A careful cash-flow rentals with hands-on management strategy Creedmoor, NC best. The market produces even-keeled results for that approach at the $342K price point.

Is it easy to find good tenants in Creedmoor, NC?

The renter base in Creedmoor, NC is reasonable for the $1,650/mo price point. Screening well and pricing to market typically yields measured tenants.

Is Creedmoor, NC a friendly market for rental owners?

Creedmoor, NC falls under NC landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Is housing expensive in Creedmoor, NC?

Creedmoor, NC median home values land near $342K. That is reasonable territory for investors looking at $1,650/mo-per-month rentals.

You know 27522 now. You don’t know where it ranks.

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How 27522 ranks in Durham-Chapel Hill, NC

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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