Real Estate Investing in Stuart, Virginia (24171)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Patrick County • Population: 7,713 • Data updated: September 2026

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Should you buy in 24171 (Stuart, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 21.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stuart, VA (24171)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $182,267
Avg Monthly Rent $819
1% Rule ✗ Does Not Meet
Median Income $55,042
% Renters 22.8%

Market Analysis: 24171 Stuart

This part of Patrick County is not an easy win. The 24171 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 24171 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 24171's metrics run below Patrick County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 24171 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

New investors are better served looking at Stuart's stable or hybrid ZIPs before stepping into 24171. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stuart:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
14/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+5.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $819/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$197K$178K$158K$138K$119K$99KJan 2012May 2019Jul 2026

📊 How Does 24171 Compare?

Metric 24171 Stuart Virginia
Home Value $182,267 $182,267 $403,170
5-Year CAGR 2.7% 2.7% 6.4%
Avg Rent $819 $819 -
Cap Rate 3.5% 3.5% -
💡 Why Invest in 24171? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 24171 (Stuart, VA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+2.7%
Slow

📊 Market Snapshot

Home Value $182,267
Monthly Rent $819
Price-to-Rent 18.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year +5.3% ▲
3-Year CAGR +1.3% ▲
5-Year CAGR +2.7% ▲
10-Year CAGR +3.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 24171

Population: 7,713

💰 Median Household Income
$55,042
This area
$55,042
State
$80,295
USA
$74,580
🏠 Renter Occupied
22.8%
This area
22.8%
State
25.7%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-18.5%
USA
3.7%
🎓 College Educated
19.4%
This area
19.4%
State
4.0%
USA
33.7%
👤 Median Age
52.3 years
This area
52.3 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
21.7%
This area
21.7%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 88.5%
Black/African American 7.4%
Other/Mixed 3.7%
Hispanic/Latino 2.7%
Asian 0.3%
👶 Under 18
15.7%
This area
15.7%
USA
22.0%
👴 65 and Over
28.3%
This area
28.3%
USA
17.3%
📊 Poverty Rate
5.3%
This area
5.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 24171

B+ Avg School Grade
2 Schools
14.2:1 Avg Class Size
$14,433 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Patrick County High

📚 08 – 12 High School
👥
829 Students
👨‍🏫
12.4:1 Class Size
💰
$14,433 Per Student
B+ Above Average

Stuart Elementary

📚 Pre-K – 07 School
👥
386 Students
👨‍🏫
16.1:1 Class Size
💰
$14,433 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Which real estate strategy fits Stuart, VA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Stuart, VA. The numbers - $182K homes against $819/mo rents - support that play.

How landlord-friendly is Stuart, VA?

The landlord environment in Stuart, VA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How deep is the rental pool in Stuart, VA?

The tenant pool in Stuart, VA is solid, supported by local employment and population fundamentals. Rents of $819/mo are well-absorbed by the market.

Can owner-occupants cash flow in Stuart, VA?

Stuart, VA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $819/mo rent level.

How does Stuart, VA stack up for property investment?

Stuart, VA reflects an investability rating of 3.0/5, with median home values near $182K and average rents around $819/mo. That combination puts it in the notable tier for investor interest.

You know 24171 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 24171 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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