Real Estate Investing in Temperanceville, Virginia (23442)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Accomack County • Population: 886 • Data updated: September 2026

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Should you buy in 23442 (Temperanceville, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.6% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Temperanceville, VA (23442)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $188,220
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $66,042
% Renters 26.5%

Market Analysis: 23442 Temperanceville

Investors eyeing 23442 need to respect the fundamentals at play. Home values of $188K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 23442 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 23442 sits on the difficult end of the VA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Employment concentration in 23442 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The right play in 23442 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Temperanceville:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+6.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$194K$188K$183K$177K$171K$165KJan 2024May 2025Jul 2026

📊 How Does 23442 Compare?

Metric 23442 Temperanceville Virginia
Home Value $188,220 $188,220 $403,170
5-Year CAGR N/A N/A 6.4%
Avg Rent $936 $936 -
Cap Rate 3.9% 3.9% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 23442 (Temperanceville, VA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.9%
Low

📊 Market Snapshot

Home Value $188,220
Monthly Rent $936
Price-to-Rent 16.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +6.5% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 23442

Population: 886

💰 Median Household Income
$66,042
This area
$66,042
State
$80,295
USA
$74,580
🏠 Renter Occupied
26.5%
This area
26.5%
State
25.7%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-18.5%
USA
3.7%
🎓 College Educated
17.2%
This area
17.2%
State
4.0%
USA
33.7%
👤 Median Age
55.2 years
This area
55.2 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
15.6%
This area
15.6%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 62.2%
Black/African American 36.1%
Asian 1.8%
👶 Under 18
16.2%
This area
16.2%
USA
22.0%
👴 65 and Over
29.2%
This area
29.2%
USA
17.3%
📊 Poverty Rate
16.0%
This area
16.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 23442

Nearby Schools (3 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Arcadia Middle

📚 06 – 08 Middle
📍 29485 Horsey Rd., Oak Hall
👥
487 Students
👨‍🏫
11.3:1 Class Size
💰
$15,423 Per Student
A Very Good

Arcadia High

📚 09 – 12 High School
📍 8210 Lankford Highway, Oak Hall
👥
695 Students
👨‍🏫
12.2:1 Class Size
💰
$15,423 Per Student
C+ Average

Badger Vocational Education Center - North

📚 Grade N Elementary Limited Data
📍 8210 Lankford Highway, Oak Hall
💰
$15,423 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are eviction rules reasonable in Temperanceville, VA?

For rental operators, Temperanceville, VA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Is vacancy a concern in Temperanceville, VA?

Expect elevated vacancy in Temperanceville, VA. Rents at $936/mo are absorbed by the tenant base without meaningful lag.

Which real estate strategy fits Temperanceville, VA?

The best-fit strategy in Temperanceville, VA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is Temperanceville, VA good for house hacking?

House hacking in Temperanceville, VA is a challenging. With home values around $188K and rents at $936/mo, owner-occupants can offset a meaningful share of PITI.

How strong is the working-renter base in Temperanceville, VA?

The renter base in Temperanceville, VA is reasonable for the $936/mo price point. Screening well and pricing to market typically yields steady tenants.

You know 23442 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 23442 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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