Real Estate Investing in Urbanna, Virginia (23175)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 23175 (Urbanna, VA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 34.6% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Urbanna, VA (23175)?
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Market Analysis: 23175 Urbanna
From a cash-flow lens, ZIP 23175 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $385K median. It rewards specialists, not generalists.
The 23175 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 23175's metrics run below Middlesex County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 23175 includes headwinds that any investor should price in. Income distribution skews lower than Urbanna averages, and tenant stability requires active management.
The right play in 23175 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Urbanna:
Property Strategy for 23175
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $328,821 | $1,440 | 3.2% | +8.2% | $164,411 |
| 3BR | $388,021 | $1,850 | 3.4% | +8.1% | $129,340 |
| 4BR | $536,649 | $2,290 | 3.1% | +8.5% | $134,162 |
Market Trends
Home Value History (with trend line)
📊 How Does 23175 Compare?
| Metric | 23175 | Urbanna | Virginia |
|---|---|---|---|
| Home Value | $384,713 | $384,713 | $403,170 |
| 5-Year CAGR | 4.9% | 4.9% | 6.4% |
| Avg Rent | $1,296 | $1,296 | - |
| Cap Rate | 2.6% | 2.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 23175 (Urbanna, VA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $384,713 |
| Monthly Rent | $1,296 |
| Price-to-Rent | 24.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 7.5% |
📈 Home Appreciation
| 1-Year | +0.9% ▲ |
| 3-Year CAGR | +3.0% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | +4.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 23175
Population: 1,750
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Urbanna, VA a good place for real estate investing?
Investors tracking Urbanna, VA will find a 3.0/5 rating supported by $385K median home values and $1,296/mo rents. That profile suits long-term holders targeting predictable returns.
How high is vacancy risk in Urbanna, VA?
Rental vacancy in Urbanna, VA is elevated. Investors should budget normal turnover but not chronic empty units.
Which real estate strategy fits Urbanna, VA?
Investors usually favor careful cash-flow rentals with hands-on management in Urbanna, VA. With home values at $385K and rents near $1,296/mo, other strategies can work but produce predictable rather than outsized returns.
Is Urbanna, VA landlord-friendly?
For rental operators, Urbanna, VA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What is the average home sale price in Urbanna, VA?
In Urbanna, VA the median home value sits at $385K. Against the broader VA market, that reads as reasonable for most investors.
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