Real Estate Investing in Madison, Virginia (22727)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 22727 (Madison, VA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.2% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 39.9 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Madison, VA (22727)?
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Market Analysis: 22727 Madison
The 22727 ZIP covers a section of Madison that demands careful diligence. Prices near $427K look accessible, but the work to make a deal cash flow is real.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 22727 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
In practical terms, 22727 offers a low basis, the region around Madison has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Who lives in 22727 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Madison's stable or hybrid ZIPs before stepping into 22727. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Madison:
Property Strategy for 22727
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $298,461 | $990 | 2.4% | +6.5% | $149,230 |
| 3BR | $407,387 | $1,350 | 2.4% | +7.1% | $135,796 |
| 4BR | $546,822 | $1,520 | 2.0% | +7.6% | $136,705 |
Market Trends
Home Value History (with trend line)
📊 How Does 22727 Compare?
| Metric | 22727 | Madison | Virginia |
|---|---|---|---|
| Home Value | $426,964 | $426,964 | $403,170 |
| 5-Year CAGR | 4.6% | 4.6% | 6.4% |
| Avg Rent | $891 | $891 | - |
| Cap Rate | 1.6% | 1.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 22727 (Madison, VA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $426,964 |
| Monthly Rent | $891 |
| Price-to-Rent | 39.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.5% |
| Cap Rate | 1.6% |
| 5-Year IRR | 6.3% |
📈 Home Appreciation
| 1-Year | +6.4% ▲ |
| 3-Year CAGR | +4.4% ▲ |
| 5-Year CAGR | +4.6% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 22727
Population: 5,785
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 22727
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the investability score for Madison, VA?
With a 3.0/5 investability score, Madison, VA ranks as a solid market for rental property investors. Median prices of $427K and rents of $891/mo drive the underlying numbers.
What kind of tenants rent in Madison, VA?
The renter base in Madison, VA is reasonable for the $891/mo price point. Screening well and pricing to market typically yields reliable tenants.
What are vacancy rates like in Madison, VA?
Madison, VA carries elevated vacancy risk. Expect even-keeled absorption at market rents of $891/mo.
Does house hacking make sense in Madison, VA?
For house hackers, Madison, VA is a challenging. The $891/mo rent on a unit helps defray the mortgage on a $427K property.
How should investors approach Madison, VA?
Investors usually favor careful cash-flow rentals with hands-on management in Madison, VA. With home values at $427K and rents near $891/mo, other strategies can work but produce predictable rather than outsized returns.
You know 22727 now. You don’t know where it ranks.
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How 22727 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV
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