Real Estate Investing in Coltons Point, Maryland (20626)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 20626 (Coltons Point, MD)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 43.8% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Coltons Point, MD (20626)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 20626 Coltons Point
Investors eyeing 20626 need to respect the fundamentals at play. Home values of $431K come alongside slower price movement and elevated management overhead.
The 20626 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Coltons Point have seen price recovery that 20626 has not matched. Saint Marys County data supports the view that the spread is structural rather than temporary.
The 20626 ZIP's population of 198 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.
Strategically, 20626 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Coltons Point:
Market Trends
Home Value History (with trend line)
📊 How Does 20626 Compare?
| Metric | 20626 | Coltons Point | California-Lexington Park, MD | Maryland |
|---|---|---|---|---|
| Home Value | $431,381 | $431,381 | N/A | $424,997 |
| 5-Year CAGR | 4.3% | 4.3% | N/A | 4.9% |
| Avg Rent | $1,485 | $1,485 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 20626 (Coltons Point, MD). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 20626 (Coltons Point, MD)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $431,381 |
| Monthly Rent | $1,485 |
| Price-to-Rent | 24.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 7.0% |
📈 Home Appreciation
| 1-Year | +5.2% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 20626
Population: 198
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Should investors worry about vacancy in Coltons Point, MD?
Coltons Point, MD carries elevated vacancy risk. Expect consistent absorption at market rents of $1,485/mo.
What strategy should investors use in Coltons Point, MD?
Most investors in Coltons Point, MD run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
What is the renter demographic in Coltons Point, MD?
The renter base in Coltons Point, MD is reasonable for the $1,485/mo price point. Screening well and pricing to market typically yields reliable tenants.
Are landlord laws favorable in Coltons Point, MD?
For rental operators, Coltons Point, MD rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What is the typical home price in Coltons Point, MD?
The median home value in Coltons Point, MD is roughly $431K. That puts it reasonable relative to the MD statewide average.
You know 20626 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 20626 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 20626 ranks in California-Lexington Park, MD
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 20626 (Coltons Point)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 20626 (Coltons Point, MD).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.