Real Estate Investing in Newcomb, New York (12852)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Essex County • Population: 381 • Data updated: September 2026

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Should you buy in 12852 (Newcomb, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 73.7% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Newcomb, NY (12852)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $291,827
Avg Monthly Rent $1,071
1% Rule ✗ Does Not Meet
Median Income $65,833
% Renters 8.4%

Market Analysis: 12852 Newcomb

This part of Essex County is not an easy win. The 12852 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $1,071/mo on a $292K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 12852 sits below the stated 0.0% once reality is priced in.

Looking more closely, 12852 offers a low basis, the region around Newcomb has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 12852 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. substantial returns are possible in 12852, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Newcomb:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+8.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,071/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 12852

Which property type performs best in this market?

Best for Cash Flow
4BR
4.7% cap rate
Best for Appreciation
2BR
+8.6% 5yr CAGR
Best Overall Value
4BR
$63,416/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $275,261 $1,190 3.1% +8.6% $137,630
3BR $292,304 $1,460 3.6% +7.2% $97,435
4BR $253,664 $1,650 4.7% $63,416

Market Trends

Home Value History (with trend line)

$304K$269K$233K$198K$162K$127KJul 2006Jul 2016Jul 2026

📊 How Does 12852 Compare?

Metric 12852 Newcomb New York
Home Value $291,827 $291,827 $505,608
5-Year CAGR 5.9% 5.9% 6.6%
Avg Rent $1,071 $1,071 -
Cap Rate 2.9% 2.9% -
💡 Why Invest in 12852? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12852 (Newcomb, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.9%
Moderate

📊 Market Snapshot

Home Value $291,827
Monthly Rent $1,071
Price-to-Rent 22.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +8.0% ▲
3-Year CAGR +4.4% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
73.7%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.9%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 12852

Population: 381

💰 Median Household Income
$65,833
This area
$65,833
State
$86,376
USA
$74,580
🏠 Renter Occupied
8.4%
This area
8.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-24.2%
USA
3.7%
🎓 College Educated
37.8%
This area
37.8%
State
4.2%
USA
33.7%
👤 Median Age
62.3 years
This area
62.3 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
73.7%
This area
73.7%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 91.5%
Other/Mixed 4.4%
Asian 2.5%
Hispanic/Latino 1.9%
Black/African American 1.6%
👶 Under 18
9.0%
This area
9.0%
USA
22.0%
👴 65 and Over
44.9%
This area
44.9%
USA
17.3%
📊 Poverty Rate
0.9%
This area
0.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 12852

A Avg School Grade
1 Schools
2.8:1 Avg Class Size
$74,881 Avg Per Pupil

Schools in This ZIP Code

A Very Good

NEWCOMB CENTRAL SCHOOL

📚 Pre-K – 12 K-12
👥
49 Students
👨‍🏫
2.8:1 Class Size
💰
$74,881 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do home values compare in Newcomb, NY?

Median home price in Newcomb, NY is near $292K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

What is the typical renter like in Newcomb, NY?

The renter base in Newcomb, NY is reasonable for the $1,071/mo price point. Screening well and pricing to market typically yields predictable tenants.

What kind of market is Newcomb, NY for investors?

Newcomb, NY rates 3.0/5 for investability. With median values at $292K and rents near $1,071/mo, the market offers reasonable fundamentals for rental investors.

How landlord-friendly is Newcomb, NY?

NY ranks as a tenant-protective state for landlord-tenant law. Newcomb generally follows the statewide framework, so landlords face reasonable operating rules.

What is the rental occupancy rate in Newcomb, NY?

Expect elevated vacancy in Newcomb, NY. Rents at $1,071/mo are absorbed by the tenant base without meaningful lag.

You know 12852 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 12852 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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