Real Estate Investing in Latham, New York (12110)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12110 (Latham, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Latham, NY (12110)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 12110 Latham
The 12110 ZIP in Latham, NY is a local-operator market. Outside capital chasing a $415K entry has to pair deep knowledge with the discount.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 12110 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
From an investor standpoint, 12110 offers a low basis, the region around Latham has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Who lives in 12110 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Latham:
Property Strategy for 12110
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $287,854 | $1,990 | 5.0% | +7.8% | $143,927 |
| 3BR | $361,158 | $2,390 | 4.8% | +7.2% | $120,386 |
| 4BR | $467,561 | $2,630 | 4.0% | +7.4% | $116,890 |
| 5BR | $513,436 | — | — | +7.5% | $102,687 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 12110 Compare?
| Metric | 12110 | Latham | Albany-Schenectady-Troy, NY | New York |
|---|---|---|---|---|
| Home Value | $415,137 | $415,137 | N/A | $505,608 |
| 5-Year CAGR | 6.5% | 6.5% | N/A | 6.6% |
| Avg Rent | $2,049 | $2,049 | N/A | - |
| Cap Rate | 3.9% | 3.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12110 (Latham, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 12110 (Latham, NY)?
~25 seconds · no account needed · your report is anonymous
Property managers serving Albany County
Manage rentals here? List your business →CYC Realty is an association and property management company serving Upstate New York. summary from their website
AllyPropertyManagement.com is a domain name available for sale. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $415,137 |
| Monthly Rent | $2,049 |
| Price-to-Rent | 16.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.9% |
| 5-Year IRR | 10.3% |
📈 Home Appreciation
| 1-Year | +7.3% ▲ |
| 3-Year CAGR | +5.7% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +5.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12110
Population: 19,969
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 12110
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Latham, NY good for house hacking?
Latham, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $415K price point reasonable to enter.
Is Latham, NY landlord-friendly?
Landlord-friendliness in Latham, NY is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Are tenants stable in Latham, NY?
Expect a solid tenant pool in Latham, NY. The rental market absorbs $2,049/mo rents without meaningful friction.
What investment strategy works best in Latham, NY?
A careful cash-flow rentals with hands-on management strategy Latham, NY best. The market produces even-keeled results for that approach at the $415K price point.
What is the typical home price in Latham, NY?
Median home price in Latham, NY is near $415K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.
You know 12110 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 12110 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 12110 ranks in Albany-Schenectady-Troy, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 12110 (Latham)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 12110 (Latham, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.