Real Estate Investing in Fairfield, Connecticut (06825)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fairfield County • Population: 20,992 • Data updated: September 2026

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Should you buy in 06825 (Fairfield, CT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Fairfield, CT (06825)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $757,096
Avg Monthly Rent $3,089
1% Rule ✗ Does Not Meet
Median Income $131,397
% Renters 19.9%

Market Analysis: 06825 Fairfield

On balance, ZIP 06825 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $757K median. It rewards specialists, not generalists.

For an experienced owner, 06825 can be a a solid fit for hunting ground — but the discount at $757K reflects genuine risk that outside investors often underestimate.

The gap between 06825 and stronger Fairfield ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

In practical terms, 20,992 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. robust returns are possible in 06825, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fairfield:

B Good
Buy Confidence Score: 71/100
Affordability
10/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.8× the median income
Value Trend
Rising (+10.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,089/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Bridgeport-Stamford-Norwalk, CT Metro Area
Even conditions for buyers and sellers
37 days
Average time to sell
Average
6.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bridgeport-Stamford-Norwalk, CT metro data
🏠

Property Strategy for 06825

Which property type performs best in this market?

Best for Cash Flow
1BR
5.6% cap rate
Best for Appreciation
5BR
+10.3% 5yr CAGR
Best Overall Value
4BR
$215,339/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $311,353 $2,430 5.6% +3.8% $311,353
2BR $483,273 $2,910 4.3% +8.6% $241,636
3BR $664,170 $3,520 3.8% +8.8% $221,390
4BR $861,354 $4,170 3.5% +9.5% $215,339
5BR $1,093,750 +10.3% $218,750

Market Trends

Home Value History (with trend line)

$789K$697K$605K$513K$420K$328KJan 2012May 2019Jul 2026

Rent History (with trend line)

$3,176$3,051$2,926$2,801$2,676$2,550Jan 2025Oct 2025Jul 2026

📊 How Does 06825 Compare?

Metric 06825 Fairfield Bridgeport-Stamford-Norwalk, CT Connecticut
Home Value $757,096 $1,144,216 N/A $425,784
5-Year CAGR 7.5% 8.4% N/A 9.3%
Avg Rent $3,089 $3,279 N/A -
Cap Rate 3.2% 2.4% - -
💡 Why Invest in 06825? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 06825 (Fairfield, CT). Anonymous, moderated, never written by AI.

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Property managers serving Fairfield County

Manage rentals here? List your business →

Plaza Realty & Management Corporation focuses on excellence by association. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+7.5%
Strong

📊 Market Snapshot

Home Value $757,096
Monthly Rent $3,089
Price-to-Rent 20.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 10.7%

📈 Home Appreciation

1-Year +10.5% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR +7.5% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year +2.4% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 06825

Population: 20,992

💰 Median Household Income
$131,397
This area
$131,397
State
$105,835
USA
$74,580
🏠 Renter Occupied
19.9%
This area
19.9%
State
26.8%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-3.3%
USA
3.7%
🎓 College Educated
60.2%
This area
60.2%
State
27.6%
USA
33.7%
👤 Median Age
44.5 years
This area
44.5 years
State
29.1 years
USA
38.9 years
🏚️ Vacancy Rate
5.3%
This area
5.3%
State
10.3%
USA
10.5%
👥 Population by Ethnicity
White 86.2%
Other/Mixed 6.9%
Hispanic/Latino 5.4%
Asian 5.4%
Black/African American 1.6%
👶 Under 18
21.0%
This area
21.0%
USA
22.0%
👴 65 and Over
19.3%
This area
19.3%
USA
17.3%
📊 Poverty Rate
3.9%
This area
3.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 06825

A+ Avg School Grade
4 Schools
12.4:1 Avg Class Size
$27,529 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

McKinley School

📚 K – 05 Elementary
👥
470 Students
👨‍🏫
12.0:1 Class Size
💰
$27,529 Per Student
A+ Excellent

Stratfield School

📚 Pre-K – 05 Elementary
👥
339 Students
👨‍🏫
11.9:1 Class Size
💰
$27,529 Per Student
A+ Excellent

North Stratfield School

📚 K – 05 Elementary
👥
414 Students
👨‍🏫
14.5:1 Class Size
💰
$27,529 Per Student
A+ Excellent

Fairfield Warde High School

📚 09 – 12 High School
👥
1,370 Students
👨‍🏫
11.1:1 Class Size
💰
$27,529 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Burr Elementary School

📚 K – 05 Elementary
📍 1960 Burr St., Fairfield
👥
357 Students
👨‍🏫
11.6:1 Class Size
💰
$27,529 Per Student
A+ Excellent

Fairfield Woods Middle School

📚 06 – 08 Middle
📍 1115 Fairfield Woods Rd., Fairfield
👥
742 Students
👨‍🏫
10.3:1 Class Size
💰
$27,529 Per Student
A+ Excellent

Roger Ludlowe Middle School

📚 06 – 08 Middle
📍 689 Unquowa Rd., Fairfield
👥
760 Students
👨‍🏫
10.5:1 Class Size
💰
$27,529 Per Student
A+ Excellent

Tomlinson Middle School

📚 06 – 08 Middle
📍 200 Unquowa Rd., Fairfield
👥
590 Students
👨‍🏫
9.7:1 Class Size
💰
$27,529 Per Student
A+ Excellent

Wilbur Cross School

📚 Pre-K – 09 High School
📍 1775 Reservoir Ave., Bridgeport
👥
310 Students
👨‍🏫
11.1:1 Class Size
💰
$23,852 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C+
Sacred Heart University
11,179 students · 1.7 mi
B
Fairfield University
6,289 students · 2.8 mi
D
Porter & Chester Institute
1,405 students · 2.8 mi
C
New England Tractor Trailer Training School of CT-Bridgeport
517 students · 3.3 mi
C
Paier College
203 students · 3.4 mi
C
University of Bridgeport
4,103 students · 3.5 mi
D
Branford Academy of Hair & Cosmetology-Bridgeport
36 students · 4.2 mi
C+
American Institute of Healthcare & Technology
94 students · 5.1 mi

Frequently Asked Questions

What kind of vacancy should I budget for in Fairfield, CT?

Fairfield, CT carries elevated vacancy risk. Expect stable absorption at market rents of $3,089/mo.

How do experienced investors play Fairfield, CT?

In Fairfield, CT the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $757K prices and $3,089/mo rents suits that approach.

Is Fairfield, CT a smart market for rental property?

Our data puts Fairfield, CT at 3.0/5 for investability. Home prices of $757K and rents around $3,089/mo create a solid backdrop for investor activity.

Can I live-in-and-rent in Fairfield, CT?

House hacking works a challenging in Fairfield, CT. Rents of $3,089/mo against $757K acquisition make the strategy solid for owner-occupants.

What is the average monthly rent in Fairfield, CT?

Rental rates in Fairfield, CT average $3,089/mo. Tenant demand and $757K home values make the yield look reasonable by investor standards.

You know 06825 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 06825 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 06825 ranks in Bridgeport-Stamford-Norwalk, CT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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