Real Estate Investing in Danbury, Connecticut (06810)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fairfield County • Population: 55,179 • Data updated: September 2026

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Should you buy in 06810 (Danbury, CT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Danbury, CT (06810)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $467,188
Avg Monthly Rent $2,527
1% Rule ✗ Does Not Meet
Median Income $71,618
% Renters 55.6%

Market Analysis: 06810 Danbury

ZIP 06810 inside Fairfield County looks affordable on the surface — median value of $467K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 06810 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

On balance, 06810 offers a low basis, the region around Danbury has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

In practical terms, 55,179 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Danbury:

C+ Average
Buy Confidence Score: 64/100
Affordability
5/25
Appreciation
22/25
Stability
14/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Rising (+6.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,527/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Bridgeport-Stamford-Norwalk, CT Metro Area
Even conditions for buyers and sellers
37 days
Average time to sell
Average
6.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bridgeport-Stamford-Norwalk, CT metro data
🏠

Property Strategy for 06810

Which property type performs best in this market?

Best for Cash Flow
1BR
7.2% cap rate
Best for Appreciation
5BR
+9.4% 5yr CAGR
Best Overall Value
5BR
$116,514/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $206,269 $2,060 7.2% +9.2% $206,269
2BR $355,226 $2,460 5.0% +8.3% $177,613
3BR $504,166 $2,970 4.2% +8.6% $168,055
4BR $554,145 $3,530 4.6% +8.8% $138,536
5BR $582,569 +9.4% $116,514

Market Trends

Home Value History (with trend line)

$488K$428K$368K$307K$247K$187KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,630$2,379$2,128$1,877$1,626$1,375Jan 2017Oct 2021Jul 2026

📊 How Does 06810 Compare?

Metric 06810 Danbury Bridgeport-Stamford-Norwalk, CT Connecticut
Home Value $467,188 $497,447 N/A $425,784
5-Year CAGR 6.9% 6.7% N/A 9.3%
Avg Rent $2,527 $2,377 N/A -
Cap Rate 4.2% 3.8% - -
💡 Why Invest in 06810? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

56% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 06810 (Danbury, CT). Anonymous, moderated, never written by AI.

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Property managers serving Fairfield County

Manage rentals here? List your business →

Plaza Realty & Management Corporation focuses on excellence by association. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+6.9%
Strong

📊 Market Snapshot

Home Value $467,188
Monthly Rent $2,527
Price-to-Rent 15.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.5%
Cap Rate 4.2%
5-Year IRR 11.1%

📈 Home Appreciation

1-Year +6.1% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year +0.9% ▲
3-Year CAGR +3.6% ▲
5-Year CAGR +4.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 06810

Population: 55,179

💰 Median Household Income
$71,618
This area
$71,618
State
$105,835
USA
$74,580
🏠 Renter Occupied
55.6%
This area
55.6%
State
26.8%
USA
34.0%
💼 Unemployment Rate
4.8%
This area
4.8%
State
-3.3%
USA
3.7%
🎓 College Educated
30.4%
This area
30.4%
State
27.6%
USA
33.7%
👤 Median Age
36.6 years
This area
36.6 years
State
29.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.0%
This area
6.0%
State
10.3%
USA
10.5%
👥 Population by Ethnicity
White 43.0%
Other/Mixed 37.9%
Hispanic/Latino 35.3%
Black/African American 14.0%
Asian 5.1%
👶 Under 18
22.8%
This area
22.8%
USA
22.0%
👴 65 and Over
12.4%
This area
12.4%
USA
17.3%
📊 Poverty Rate
9.8%
This area
9.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 06810

A+ Avg School Grade
10 Schools
13.9:1 Avg Class Size
$20,274 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Morris Street School

📚 K – 05 Elementary
👥
362 Students
👨‍🏫
11.7:1 Class Size
💰
$20,274 Per Student
A+ Excellent

Rogers Park Middle School

📚 06 – 08 Middle
👥
878 Students
👨‍🏫
10.7:1 Class Size
💰
$20,274 Per Student
A+ Excellent

Park Avenue School

📚 K – 05 Elementary
👥
599 Students
👨‍🏫
13.2:1 Class Size
💰
$20,274 Per Student
A+ Excellent

South Street School

📚 K – 05 Elementary
👥
377 Students
👨‍🏫
13.6:1 Class Size
💰
$20,274 Per Student
A Very Good

Ellsworth Avenue School

📚 Pre-K – 05 Elementary
👥
507 Students
👨‍🏫
15.4:1 Class Size
💰
$20,274 Per Student
A Very Good

Shelter Rock School

📚 K – 05 Elementary
👥
550 Students
👨‍🏫
15.3:1 Class Size
💰
$20,274 Per Student
👥
357 Students
👨‍🏫
15.5:1 Class Size
💰
$20,274 Per Student
A Very Good

Broadview Middle School

📚 06 – 08 Middle
👥
1,098 Students
👨‍🏫
12.9:1 Class Size
💰
$20,274 Per Student
A Very Good

DPS Early Childhood Center

📚 Pre-K – K Elementary
👥
56 Students
👨‍🏫
14.0:1 Class Size
💰
$20,274 Per Student
A Very Good

DPS Early Childhood Center at Granville

📚 Grade PK Elementary
👥
167 Students
👨‍🏫
16.7:1 Class Size
💰
$20,274 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 223 Off-Campus Students
C+
Western Connecticut State University
4,137 students · 1.8 mi
C
TIGI Hairdressing Academy Newtown
96 students · 8.8 mi

Frequently Asked Questions

How much do tenants pay in Danbury, CT?

Rental rates in Danbury, CT average $2,527/mo. Tenant demand and $467K home values make the yield look reasonable by investor standards.

What is the tenant pool like in Danbury, CT?

Danbury, CT offers a stable renter base at the $2,527/mo rent level. Tenant turnover is reasonable for well-managed properties.

Which real estate strategy fits Danbury, CT?

In Danbury, CT the robust play is typically careful cash-flow rentals with hands-on management. The combination of $467K prices and $2,527/mo rents suits that approach.

Is housing expensive in Danbury, CT?

In Danbury, CT the median home value sits at $467K. Against the broader CT market, that reads as reasonable for most investors.

Do rentals sit vacant long in Danbury, CT?

Vacancy in Danbury, CT is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,527/mo.

You know 06810 now. You don’t know where it ranks.

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How 06810 ranks in Bridgeport-Stamford-Norwalk, CT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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