Real Estate Investing in Ansonia, Connecticut (06401)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 06401 (Ansonia, CT)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.5% vacancy may signal weakening demand.
What’s happening in Ansonia, CT (06401)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 06401 Ansonia
This part of New Haven County is not an easy win. The 06401 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 06401 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Regionally, 06401 sits on the difficult end of the CT spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 06401 includes headwinds that any investor should price in. Income distribution skews lower than Ansonia averages, and tenant stability requires active management.
The 06401 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Ansonia:
Property Strategy for 06401
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $301,197 | $1,720 | 4.1% | +9.8% | $150,598 |
| 3BR | $375,981 | $2,130 | 4.1% | +10.0% | $125,327 |
| 4BR | $406,437 | $2,870 | 5.1% | +10.0% | $101,609 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 06401 Compare?
| Metric | 06401 | Ansonia | New Haven-Milford, CT | Connecticut |
|---|---|---|---|---|
| Home Value | $386,624 | $386,624 | N/A | $425,784 |
| 5-Year CAGR | 8.0% | 8.0% | N/A | 9.3% |
| Avg Rent | $1,871 | $1,871 | N/A | - |
| Cap Rate | 3.8% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 06401 (Ansonia, CT). Anonymous, moderated, never written by AI.
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Property managers serving New Haven County
Manage rentals here? List your business →Bassett Property Management serves real estate owners and investors. summary from their website
CPE Property Management offers Connecticut HOA & Condo Management services. summary from their website
titan1313.com is a domain name for sale. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $386,624 |
| Monthly Rent | $1,871 |
| Price-to-Rent | 17.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 11.7% |
📈 Home Appreciation
| 1-Year | +6.0% ▲ |
| 3-Year CAGR | +7.6% ▲ |
| 5-Year CAGR | +8.0% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | +3.0% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 06401
Population: 19,160
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 06401
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Derby High School
Irving School
Bradley School
Derby Middle School
Bungay School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,067 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How qualified is the tenant pool in Ansonia, CT?
The tenant pool in Ansonia, CT is solid, supported by local employment and population fundamentals. Rents of $1,871/mo are well-absorbed by the market.
How strong is Ansonia, CT for real estate investors?
Ansonia, CT scores 3.0/5 for investability. Home values sit at $387K and rents near $1,871/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
How quickly do rentals get leased in Ansonia, CT?
Ansonia, CT carries elevated vacancy risk. Expect measured absorption at market rents of $1,871/mo.
What does house hacking look like in Ansonia, CT?
The a challenging house-hack environment in Ansonia, CT reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Are homes affordable in Ansonia, CT?
Ansonia, CT home values average about $387K. That price point suits investors targeting rentals with $1,871/mo in monthly income.
You know 06401 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 06401 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 06401 ranks in New Haven-Milford, CT
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