Real Estate Investing in Belmont, Maine (04952)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 04952 (Belmont, ME)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Belmont, ME (04952)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 04952 Belmont
ZIP 04952 in Belmont, ME carries a significant set of headwinds. Home values near $327K and rents of $1,314/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 04952 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Nearby ZIPs in Belmont have seen price recovery that 04952 has not matched. Waldo County data supports the view that the spread is structural rather than temporary.
The 04952 ZIP's population of 1,853 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.
The right play in 04952 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Belmont:
Market Trends
Home Value History (with trend line)
📊 How Does 04952 Compare?
| Metric | 04952 | Belmont | Maine |
|---|---|---|---|
| Home Value | $327,185 | $327,185 | $401,109 |
| 5-Year CAGR | 5.0% | 5.0% | 8.6% |
| Avg Rent | $1,314 | $1,314 | - |
| Cap Rate | 3.1% | 3.1% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 04952 (Belmont, ME). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 04952 (Belmont, ME)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $327,185 |
| Monthly Rent | $1,314 |
| Price-to-Rent | 20.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +3.3% ▲ |
| 3-Year CAGR | +2.5% ▲ |
| 5-Year CAGR | +5.0% ▲ |
| 10-Year CAGR | +9.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 04952
Population: 1,853
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 04952
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the typical rental rate in Belmont, ME?
Rent in Belmont, ME is around $1,314/mo. The resulting rent-to-value relationship with $327K pricing is reasonable for most investor models.
Is Belmont, ME better for rentals, flips, or BRRRR?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Belmont, ME. The numbers - $327K homes against $1,314/mo rents - support that play.
What kind of vacancy should I budget for in Belmont, ME?
Expect elevated vacancy in Belmont, ME. Rents at $1,314/mo are absorbed by the tenant base without meaningful lag.
Is Belmont, ME good for house hacking?
Belmont, ME is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $327K price point reasonable to enter.
Does Belmont, ME make sense for an investment property?
Belmont, ME registers an investability rating of 3.0/5, with median home values near $327K and average rents around $1,314/mo. That combination puts it in the impressive tier for investor interest.
You know 04952 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 04952 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 04952 (Belmont)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 04952 (Belmont, ME).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.