Real Estate Investing in Valley Mills, Texas

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 4,421 • McLennan County

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Should you buy in Valley Mills, TX? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.7% of homes vacant — above national norms.

What’s happening in Valley Mills, TX?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

5.4% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $334,941
Avg Monthly Rent $1,116
ZIP Codes 1

Investing in Valley Mills Real Estate

This is a distressed-leaning corner of Texas: Valley Mills has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

Investors considering Valley Mills, TX should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

Transaction volume in Valley Mills has thinned in a way that amplifies price discovery risk. Looking more closely, investors without local context should treat every number on the page with skepticism.

Demographics in Valley Mills show real pressure — median income of $N/AK is tepid relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Waco, TX

Valley Mills is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Valley Mills, TX. Anonymous, moderated, never written by AI.

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Avg Home Value
$334,941
Avg Monthly Rent
$1,116
1% Rule
✗ Below
Landlord Friendly (TX)

📉 Market Crash Risk Index

Based on Waco, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
64%
Days Pending
2/2
74 days

View all metro crash risk rankings →

❄️ Cool Market — Waco, TX metro
74
Days to pending
8.5%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Valley Mills, TX

Screen every ZIP in Valley Mills

Filter Valley Mills’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Valley Mills, TX

Where do home prices stand in Valley Mills, TX?

Expect median prices around $335K in Valley Mills, TX. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

Is Valley Mills, TX good for landlords?

Rental owners in Valley Mills, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is house hacking profitable in Valley Mills, TX?

The a challenging house-hack environment in Valley Mills, TX reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How much rent can I charge in Valley Mills, TX?

Average rent in Valley Mills, TX is approximately $1,116/mo per month. Against $335K home values that yields a reasonable rent-to-price ratio.

What is the typical vacancy rate in Valley Mills, TX?

Expect elevated vacancy in Valley Mills, TX. Rents at $1,116/mo are absorbed by the tenant base without meaningful lag.

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