Real Estate Investing in Cumby, Texas

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 3,133 • Hopkins County

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Should you buy in Cumby, TX? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 11.4% vacancy may signal weakening demand.
  • Flat appreciation: Values have barely moved over 5 years (0.0% CAGR).

What’s happening in Cumby, TX?

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2.0/ 5

Investability

Citywide average

0.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $310,467
Avg Monthly Rent $1,017
ZIP Codes 1

Investing in Cumby Real Estate

Cumby, TX covers 1 ZIP codes and a population but the investment metrics here are underwhelming — this is not a market to enter casually.

Across Cumby's 1 ZIPs, fundamentals run soft: thin appreciation, soft rents, and demographic trends that don't obviously reverse in the medium term.

Market conditions in Cumby are muted. Days-on-market has stretched, rent growth has stalled, and the 0.0% 5-year CAGR understates how uneven the underlying ZIPs really are.

The 0% renter share in Cumby masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Sulphur Springs, TX

Cumby is part of this metro. Every ZIP in it, ranked. Free.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in Cumby, TX. Anonymous, moderated, never written by AI.

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Avg Home Value
$310,467
Avg Monthly Rent
$1,017
1% Rule
✗ Below
Landlord Friendly (TX)

📉 Market Crash Risk Index

Based on Sulphur Springs, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Sulphur Springs, TX metro
0
Days to pending
6.5%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Cumby, TX

Screen every ZIP in Cumby

Filter Cumby’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Cumby, TX

What is the average home sale price in Cumby, TX?

Cumby, TX median home values land near $310K. That is reasonable territory for investors looking at $1,017/mo-per-month rentals.

How deep is the rental pool in Cumby, TX?

Cumby, TX draws a even-keeled base of working renters. Demand at the $1,017/mo rent level is reasonable for standard single-family and small multi rentals.

Where do rents currently stand in Cumby, TX?

Expect rents around $1,017/mo per month in Cumby, TX. With home values at $310K, the yield math works out to reasonable levels for rental investors.

Does Cumby, TX favor landlords or tenants?

For rental operators, Cumby, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Is Cumby, TX suited for a house hack?

House hacking works a challenging in Cumby, TX. Rents of $1,017/mo against $310K acquisition make the strategy solid for owner-occupants.

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