Real Estate Investing in Commerce, Texas

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

2 ZIP codes • Population: 11,587 • Hunt County

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Should you buy in Commerce, TX? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.4% of homes vacant — above national norms.

What’s happening in Commerce, TX?

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3.0/ 5

Investability

Citywide average

2.0/ 5

Appreciation

3.8% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $104,654
Avg Monthly Rent $1,193
ZIP Codes 2

Investing in Commerce Real Estate

Commerce in Texas is one of the markets where the numbers warn before they reward — 2 ZIPs, a sizable population, and a rating that reflects material risk.

Across Commerce's 2 ZIPs, fundamentals run underwhelming: thin appreciation, soft rents, and demographic trends that don't obviously reverse in the medium term.

The $1,193/mo / $105K relationship in Commerce looks soft once vacancy and capex are incorporated into underwriting. trends toward the realized yield tends to disappoint.

Demographics in Commerce show real pressure — median income of $N/AK is tepid relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Dallas-Fort Worth-Arlington, TX

Commerce is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Commerce, TX. Anonymous, moderated, never written by AI.

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Avg Home Value
$104,654
Avg Monthly Rent
$1,193
1% Rule
✓ Passes
Landlord Friendly (TX)

🎓 Colleges & Universities in Commerce

1 College 12,013 Students 828 Off-Campus Renters
C+
Texas A & M University-Commerce
4-Year Public · 12,013 students
📍 ~828 students rent off-campus

Investor Insight: With 828 students living off-campus, Commerce has substantial rental demand from the college population — typically stable, lease-renewing tenants.

ZIP Codes in Commerce, TX

Screen every ZIP in Commerce

Filter Commerce’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Commerce, TX

Should investors worry about vacancy in Commerce, TX?

Commerce, TX carries elevated vacancy risk. Expect steady absorption at market rents of $1,193/mo.

Is TX a landlord-friendly state?

TX ranks as a landlord-friendly state for landlord-tenant law. Commerce generally follows the statewide framework, so landlords face reasonable operating rules.

How much is rent in Commerce, TX?

Rental rates in Commerce, TX average $1,193/mo. Tenant demand and $105K home values make the yield look reasonable by investor standards.

How strong is the working-renter base in Commerce, TX?

Tenant quality in Commerce, TX ranks as solid. Landlords generally report reliable occupancy at market rents of $1,193/mo.

Is Commerce in TX worth investing in?

Commerce, TX rates 3.0/5 for investability. With median values at $105K and rents near $1,193/mo, the market offers reasonable fundamentals for rental investors.

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