Real Estate Investing in Summertown, Tennessee

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 7,133 • Lawrence County

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Should you buy in Summertown, TN? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.0% of homes vacant — above national norms.

What’s happening in Summertown, TN?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.1% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $302,993
Avg Monthly Rent $1,197
ZIP Codes 1

Investing in Summertown Real Estate

Summertown (Tennessee) spans 1 ZIPs and roughly a sizable population. plainly the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

Summertown is the kind of market where the cap rate on paper and the cap rate realized tend to diverge. firmly out-of-state investors should be especially careful with the assumptions they carry in.

Transaction volume in Summertown has thinned in a way that amplifies price discovery risk. Looking more closely, investors without local context should treat every number on the page with skepticism.

Distressed-leaning demographics in Summertown — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

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Best ZIP codes in Lawrenceburg, TN

Summertown is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Summertown, TN. Anonymous, moderated, never written by AI.

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Avg Home Value
$302,993
Avg Monthly Rent
$1,197
1% Rule
✗ Below
Landlord Friendly (TN)

📉 Market Crash Risk Index

Based on Lawrenceburg, TN metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
66%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Lawrenceburg, TN metro
0
Days to pending
10.6%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Summertown, TN

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Filter Summertown’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Summertown, TN

Is Summertown, TN good for landlords?

Summertown, TN operates under TN law, which is landlord-friendly overall for landlords. Expect stable treatment in typical lease and eviction cases.

How qualified is the tenant pool in Summertown, TN?

Summertown, TN draws a reliable base of working renters. Demand at the $1,197/mo rent level is reasonable for standard single-family and small multi rentals.

What does house hacking look like in Summertown, TN?

House hacking works a challenging in Summertown, TN. Rents of $1,197/mo against $303K acquisition make the strategy solid for owner-occupants.

Is Summertown, TN a smart market for rental property?

Summertown, TN posts an investability rating of 3.0/5, with median home values near $303K and average rents around $1,197/mo. That combination puts it in the resilient tier for investor interest.

What investment strategy works best in Summertown, TN?

Investors usually favor careful cash-flow rentals with hands-on management in Summertown, TN. With home values at $303K and rents near $1,197/mo, other strategies can work but produce predictable rather than outsized returns.

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