Real Estate Investing in Loretto, Tennessee

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 4,608 • Lawrence County

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Should you buy in Loretto, TN? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.2% vacancy may signal weakening demand.

What’s happening in Loretto, TN?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

7.1% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $243,857
Avg Monthly Rent $837
ZIP Codes 1

Investing in Loretto Real Estate

Loretto (Tennessee) spans 1 ZIPs and roughly a sizable population. firmly the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

The investment case for Loretto is difficult to make on screen data alone. less favorable for a 3.0 rating and a cap rate of 0.0% that looks fine only until you underwrite the vacancy.

Rents in Loretto at $837/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

Distressed-leaning demographics in Loretto — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

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Best ZIP codes in Lawrenceburg, TN

Loretto is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$243,857
Avg Monthly Rent
$837
1% Rule
✗ Below
Landlord Friendly (TN)

📉 Market Crash Risk Index

Based on Lawrenceburg, TN metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
66%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Lawrenceburg, TN metro
0
Days to pending
10.6%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Loretto, TN

Screen every ZIP in Loretto

Filter Loretto’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Loretto, TN

Is Loretto, TN better for rentals, flips, or BRRRR?

For Loretto, TN, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Are landlord laws favorable in Loretto, TN?

Rental owners in Loretto, TN deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is Loretto, TN a good place for real estate investing?

Loretto, TN shows an investability rating of 3.0/5, with median home values near $244K and average rents around $837/mo. That combination puts it in the robust tier for investor interest.

Does a duplex house hack pencil in Loretto, TN?

For house hackers, Loretto, TN is a challenging. The $837/mo rent on a unit helps defray the mortgage on a $244K property.

How much is rent in Loretto, TN?

Rents in Loretto, TN run near $837/mo. Compared with median home prices of $244K that produces solid gross yields for typical rentals.

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