Real Estate Investing in Troy, Pennsylvania

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 4,653 • Bradford County

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Should you buy in Troy, PA? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 24.1% of homes vacant — above national norms.

What’s happening in Troy, PA?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

5.2% 5yr CAGR

4.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $209,534
Avg Monthly Rent $873
ZIP Codes 1

Investing in Troy Real Estate

Troy in Pennsylvania is one of the markets where the numbers warn before they reward — 1 ZIPs, a sizable population, and a rating that reflects material risk.

Investors considering Troy, PA should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

unambiguously Troy's sale market has not rewarded patience. less favorable for listings sit longer, price cuts are common, and rent growth has been flat to negative in multiple ZIPs.

Distressed-leaning demographics in Troy — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Sayre, PA

Troy is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Troy, PA. Anonymous, moderated, never written by AI.

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Avg Home Value
$209,534
Avg Monthly Rent
$873
1% Rule
✗ Below
Landlord Friendly (PA)

📉 Market Crash Risk Index

Based on Sayre, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Sayre, PA metro
0
Days to pending
6.2%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Troy, PA

Screen every ZIP in Troy

Filter Troy’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Troy, PA

How expensive is real estate in Troy, PA?

Median home price in Troy, PA is near $210K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

How strong is tenant demand in Troy, PA?

Troy, PA draws a even-keeled base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.

Does Troy, PA make sense for an investment property?

With a 3.0/5 investability score, Troy, PA ranks as a solid market for rental property investors. Median prices of $210K and rents of $873/mo drive the underlying numbers.

What kind of vacancy should I budget for in Troy, PA?

Troy, PA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is Troy, PA good for landlords?

For rental operators, Troy, PA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Community Ratings

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