Real Estate Investing in Swiftwater, Pennsylvania

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 867 • Monroe County

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Should you buy in Swiftwater, PA? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 24.6% of homes vacant — above national norms.

What’s happening in Swiftwater, PA?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

5.2% 5yr CAGR

4.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $346,323
Avg Monthly Rent $1,260
ZIP Codes 1

Investing in Swiftwater Real Estate

Swiftwater (Pennsylvania) spans 1 ZIPs and roughly a sizable population. unambiguously the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

firmly Swiftwater's aggregate rating of ★★★☆☆ reflects thin investor metrics across the board — weak rent growth, weak appreciation, and rising-vacancy pressure in multiple ZIPs.

Rents in Swiftwater at $1,260/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

The 0% renter share in Swiftwater masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in East Stroudsburg, PA

Swiftwater is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$346,323
Avg Monthly Rent
$1,260
1% Rule
✗ Below
Landlord Friendly (PA)

📉 Market Crash Risk Index

Based on East Stroudsburg, PA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
1/2
57 days

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⚖️ Balanced Market — East Stroudsburg, PA metro
57
Days to pending
7.4%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Swiftwater, PA

Screen every ZIP in Swiftwater

Filter Swiftwater’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Swiftwater, PA

Is real estate in Swiftwater, PA a good investment right now?

Investors tracking Swiftwater, PA will find a 3.0/5 rating supported by $346K median home values and $1,260/mo rents. That profile suits long-term holders targeting consistent returns.

What is the tenant pool like in Swiftwater, PA?

Working renters make up the core of the Swiftwater, PA tenant base. The pool is reasonable for investors targeting long-term holds.

Should investors worry about vacancy in Swiftwater, PA?

Vacancy risk in Swiftwater, PA is elevated. That supports steady cash flow for typical rental holds.

What does house hacking look like in Swiftwater, PA?

House hacking in Swiftwater, PA is reasonable to execute. Prices around $346K and rents of $1,260/mo solid owner-occupant economics.

What monthly rent should investors expect in Swiftwater, PA?

Rents in Swiftwater, PA run near $1,260/mo. Compared with median home prices of $346K that produces solid gross yields for typical rentals.

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