Real Estate Investing in Spruce Creek, Pennsylvania

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 346 • Huntingdon County

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Should you buy in Spruce Creek, PA? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 33.3% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.0% CAGR).

What’s happening in Spruce Creek, PA?

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2.0/ 5

Investability

Citywide average

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $207,850
Avg Monthly Rent $1,035
ZIP Codes 1

Investing in Spruce Creek Real Estate

Spruce Creek, PA covers 1 ZIP codes and a population but the investment metrics here are underwhelming — this is not a market to enter casually.

Investors considering Spruce Creek, PA should understand what the ★★☆☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

The $1,035/mo / $208K relationship in Spruce Creek looks underwhelming once vacancy and capex are incorporated into underwriting. appears to the realized yield tends to disappoint.

Spruce Creek's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Huntingdon, PA

Spruce Creek is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Spruce Creek, PA. Anonymous, moderated, never written by AI.

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Avg Home Value
$207,850
Avg Monthly Rent
$1,035
1% Rule
✗ Below
Landlord Friendly (PA)

📉 Market Crash Risk Index

Based on Huntingdon, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Huntingdon, PA metro
0
Days to pending
6.5%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Spruce Creek, PA

Screen every ZIP in Spruce Creek

Filter Spruce Creek’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Spruce Creek, PA

Is Spruce Creek, PA a good market for FHA house hackers?

Spruce Creek, PA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $208K price point reasonable to enter.

How should investors approach Spruce Creek, PA?

In Spruce Creek, PA the solid play is typically careful cash-flow rentals with hands-on management. The combination of $208K prices and $1,035/mo rents suits that approach.

Is PA a landlord-friendly state?

Landlord-friendliness in Spruce Creek, PA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Should investors consider Spruce Creek, PA?

The 2.0/5 investability rating in Spruce Creek, PA reflects its $208K prices and $1,035/mo rents. Investors generally consider it a solid option within PA.

What is the average home sale price in Spruce Creek, PA?

Expect median prices around $208K in Spruce Creek, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

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