Real Estate Investing in Worcester, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 2,275 • Otsego County

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Should you buy in Worcester, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 39.2% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Worcester, NY?

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3.0/ 5

Investability

Citywide average

2.0/ 5

Appreciation

2.9% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $194,856
Avg Monthly Rent $1,206
ZIP Codes 1

Investing in Worcester Real Estate

Worcester, NY covers 1 ZIP codes and a population but the investment metrics here are sluggish — this is not a market to enter casually.

Investors considering Worcester, NY should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

The $1,206/mo / $195K relationship in Worcester looks tepid once vacancy and capex are incorporated into underwriting. looks to the realized yield tends to disappoint.

The 0% renter share in Worcester masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Oneonta, NY

Worcester is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$194,856
Avg Monthly Rent
$1,206
1% Rule
✗ Below
Landlord Friendly (NY)

📉 Market Crash Risk Index

Based on Oneonta, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Oneonta, NY metro
0
Days to pending
5.5%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Worcester, NY

Screen every ZIP in Worcester

Filter Worcester’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Worcester, NY

What approach is best for Worcester, NY real estate?

For Worcester, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the average monthly rent in Worcester, NY?

Investors in Worcester, NY typically see rents near $1,206/mo per month against $195K home values - a solid setup for rental cash flow.

What is the renter demographic in Worcester, NY?

The renter base in Worcester, NY is reasonable for the $1,206/mo price point. Screening well and pricing to market typically yields reliable tenants.

Are landlord laws favorable in Worcester, NY?

For rental operators, Worcester, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

Should investors worry about vacancy in Worcester, NY?

Worcester, NY carries elevated vacancy risk. Expect consistent absorption at market rents of $1,206/mo.

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