Real Estate Investing in Lodi, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 1,079 • Seneca County

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Should you buy in Lodi, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 35.8% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Lodi, NY?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.2% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $307,710
Avg Monthly Rent $1,107
ZIP Codes 1

Investing in Lodi Real Estate

Across Lodi's 1 ZIPs, the picture is thin: $308K median values, $1,107/mo rents, and a population that has faced real economic pressure.

A 3.0 rating and a 5-year CAGR of 0.0% are the kinds of numbers that warrant real local underwriting, not spreadsheet tourism. Lodi is in that category.

Rent trends and price trends in Lodi are both soft, which is the uncomfortable combination that defines distressed-leaning markets in New York.

Distressed-leaning demographics in Lodi — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Seneca Falls, NY

Lodi is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$307,710
Avg Monthly Rent
$1,107
1% Rule
✗ Below
Landlord Friendly (NY)

📉 Market Crash Risk Index

Based on Seneca Falls, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Seneca Falls, NY metro
0
Days to pending
7.3%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Lodi, NY

Screen every ZIP in Lodi

Filter Lodi’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Lodi, NY

Should investors consider Lodi, NY?

Investors tracking Lodi, NY will find a 3.0/5 rating supported by $308K median home values and $1,107/mo rents. That profile suits long-term holders targeting consistent returns.

How much is rent in Lodi, NY?

Investors in Lodi, NY typically see rents near $1,107/mo per month against $308K home values - a solid setup for rental cash flow.

What is the rental occupancy rate in Lodi, NY?

Vacancy risk in Lodi, NY is elevated. That supports stable cash flow for typical rental holds.

Is the tenant base reliable in Lodi, NY?

Working renters make up the core of the Lodi, NY tenant base. The pool is reasonable for investors targeting long-term holds.

Is Lodi, NY better for rentals, flips, or BRRRR?

Investors usually favor careful cash-flow rentals with hands-on management in Lodi, NY. With home values at $308K and rents near $1,107/mo, other strategies can work but produce reliable rather than outsized returns.

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