Real Estate Investing in Harpursville, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 3,120 • Broome County

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Should you buy in Harpursville, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.7% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Harpursville, NY?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.9% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $195,660
Avg Monthly Rent $963
ZIP Codes 1

Investing in Harpursville Real Estate

Harpursville (New York) spans 1 ZIPs and roughly a sizable population. plainly the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

A 3.0 rating and a 5-year CAGR of 0.0% are the kinds of numbers that warrant real local underwriting, not spreadsheet tourism. Harpursville is in that category.

Transaction volume in Harpursville has thinned in a way that amplifies price discovery risk. Stepping back, investors without local context should treat every number on the page with skepticism.

The 0% renter share in Harpursville masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Binghamton, NY

Harpursville is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Harpursville, NY. Anonymous, moderated, never written by AI.

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Avg Home Value
$195,660
Avg Monthly Rent
$963
1% Rule
✗ Below
Landlord Friendly (NY)

📉 Market Crash Risk Index

Based on Binghamton, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
0/2
28 days

View all metro crash risk rankings →

⚖️ Balanced Market — Binghamton, NY metro
28
Days to pending
7.8%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Harpursville, NY

Screen every ZIP in Harpursville

Filter Harpursville’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Harpursville, NY

Do rentals sit vacant long in Harpursville, NY?

Harpursville, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How much should I expect to pay for a home in Harpursville, NY?

Harpursville, NY home values average about $196K. That price point suits investors targeting rentals with $963/mo in monthly income.

How does Harpursville, NY stack up for property investment?

With a 3.0/5 investability score, Harpursville, NY ranks as a solid market for rental property investors. Median prices of $196K and rents of $963/mo drive the underlying numbers.

What type of investing works in Harpursville, NY?

In Harpursville, NY the solid play is typically careful cash-flow rentals with hands-on management. The combination of $196K prices and $963/mo rents suits that approach.

How much rent can I charge in Harpursville, NY?

Rental rates in Harpursville, NY average $963/mo. Tenant demand and $196K home values make the yield look reasonable by investor standards.

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