Real Estate Investing in Cooperstown, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 4,536 • Otsego County

☆ Watch this market Free account

Should you buy in Cooperstown, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 32.0% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Cooperstown, NY?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.4% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $412,504
Avg Monthly Rent $1,296
ZIP Codes 1

Investing in Cooperstown Real Estate

Cooperstown (New York) spans 1 ZIPs and roughly a sizable population. unambiguously the fundamentals here skew distressed, with soft rents, soft appreciation, and structural headwinds worth respecting.

firmly Cooperstown's aggregate rating of ★★★☆☆ reflects muted investor metrics across the board — weak rent growth, weak appreciation, and rising-vacancy pressure in multiple ZIPs.

Rents in Cooperstown at $1,296/mo have struggled to keep pace with cost increases, and vacancy has risen in pockets — a dynamic that compresses realized returns well below headline cap rates.

Cooperstown's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Best ZIP codes in Oneonta, NY

Cooperstown is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Cooperstown, NY. Anonymous, moderated, never written by AI.

Do you own or manage rentals in Cooperstown, NY?

~25 seconds · no account needed · your report is anonymous

Avg Home Value
$412,504
Avg Monthly Rent
$1,296
1% Rule
✗ Below
Landlord Friendly (NY)

📉 Market Crash Risk Index

Based on Oneonta, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Oneonta, NY metro
0
Days to pending
5.5%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Cooperstown, NY

Screen every ZIP in Cooperstown

Filter Cooperstown’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

View Plans

Frequently Asked Questions About Cooperstown, NY

Should investors consider Cooperstown, NY?

Our data puts Cooperstown, NY at 3.0/5 for investability. Home prices of $413K and rents around $1,296/mo create a solid backdrop for investor activity.

What kind of vacancy should I budget for in Cooperstown, NY?

Vacancy risk in Cooperstown, NY is elevated. That supports consistent cash flow for typical rental holds.

How strong are rents in Cooperstown, NY?

Rents in Cooperstown, NY run near $1,296/mo. Compared with median home prices of $413K that produces solid gross yields for typical rentals.

How landlord-friendly is Cooperstown, NY?

Cooperstown, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

Is housing expensive in Cooperstown, NY?

In Cooperstown, NY the median home value sits at $413K. Against the broader NY market, that reads as reasonable for most investors.

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate Cooperstown, NY.

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.