Real Estate Investing in Troy, New Hampshire

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 2,034 • Cheshire County

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Should you buy in Troy, NH? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Troy, NH?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

9.2% 5yr CAGR

4.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $351,041
Avg Monthly Rent $1,602
ZIP Codes 1

Investing in Troy Real Estate

This is a distressed-leaning corner of New Hampshire: Troy has 1 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

Investors considering Troy, NH should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

plainly Troy's sale market has not rewarded patience. a harder case for listings sit longer, price cuts are common, and rent growth has been flat to negative in multiple ZIPs.

The 0% renter share in Troy masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Keene, NH

Troy is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$351,041
Avg Monthly Rent
$1,602
1% Rule
✗ Below
Landlord Friendly (NH)

📉 Market Crash Risk Index

Based on Keene, NH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
37%
Days Pending
0/2
40 days

View all metro crash risk rankings →

⚖️ Balanced Market — Keene, NH metro
40
Days to pending
8.7%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Troy, NH

Screen every ZIP in Troy

Filter Troy’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Troy, NH

Where do home prices stand in Troy, NH?

Expect median prices around $351K in Troy, NH. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

How quickly do rentals get leased in Troy, NH?

Vacancy in Troy, NH is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,602/mo.

What is it like being a landlord in Troy, NH?

The landlord environment in Troy, NH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is house hacking profitable in Troy, NH?

The a challenging house-hack environment in Troy, NH reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What investment strategy works best in Troy, NH?

Investors usually favor careful cash-flow rentals with hands-on management in Troy, NH. With home values at $351K and rents near $1,602/mo, other strategies can work but produce even-keeled rather than outsized returns.

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