Real Estate Investing in Coldwater, Mississippi

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1 ZIP codes • Population: 10,022 • Tate County

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Should you buy in Coldwater, MS? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Coldwater, MS?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

5.0% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $244,605
Avg Monthly Rent $1,017
ZIP Codes 1

Investing in Coldwater Real Estate

With a sizable population across 1 ZIPs, Coldwater shows the kind of underwhelming fundamentals that keep most out-of-state capital on the sidelines.

The investment case for Coldwater is difficult to make on screen data alone. a harder case for a 3.0 rating and a cap rate of 0.0% that looks fine only until you underwrite the vacancy.

Rent trends and price trends in Coldwater are both soft, which is the uncomfortable combination that defines distressed-leaning markets in Mississippi.

The 0% renter share in Coldwater masks uneven tenant quality across ZIPs, and $N/AK median income leaves little cushion against economic shocks.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Memphis, TN-MS-AR

Coldwater is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →

Landlord Ground Truth

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Avg Home Value
$244,605
Avg Monthly Rent
$1,017
1% Rule
✗ Below
Landlord Friendly (MS)

ZIP Codes in Coldwater, MS

Screen every ZIP in Coldwater

Filter Coldwater’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Coldwater, MS

Do landlords face vacancy issues in Coldwater, MS?

Rental vacancy in Coldwater, MS is elevated. Investors should budget normal turnover but not chronic empty units.

How do landlord-tenant laws work in Coldwater, MS?

MS law landlord-friendly for landlords, and Coldwater inherits those rules. Investors should still review local ordinances for rental licensing.

Is Coldwater, MS better for rentals, flips, or BRRRR?

Coldwater, MS investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($245K prices, $1,017/mo rents) make it a reasonable choice.

Is Coldwater, MS good for house hacking?

The house hack math a challenging in Coldwater, MS. Owner-occupant buyers benefit from the $1,017/mo rents and $245K home values.

What kind of market is Coldwater, MS for investors?

Investors tracking Coldwater, MS will find a 3.0/5 rating supported by $245K median home values and $1,017/mo rents. That profile suits long-term holders targeting reliable returns.

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